370 Gilbert Mills Rd, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 370 Gilbert Mills Rd, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,368 sqft · built 1994
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Aug 2021)
Tax Bill$7,724 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN355489 256.00-01-02.02

Property Details

APN / Parcel Number

Primary APN355489 256.00-01-02.02
Alternative APN
  • 548925600000010020200000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area1,368 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area65,340 sqft (1.5 acres)
Garage TypeAttached
Garage Area756 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area264 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address370 GILBERT MILLS RD
CityPHOENIX
StateNY
Zip13135-2158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 13 495-011-000
Legal Block1
Legal Lot Number2.020
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group2
Census Block2009
Census Tract20904

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address370 GILBERT MILLS RD, PHOENIX, NY 13135-2158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Warranty Deed, Transfer · Conventional Mortgage
NBT BANK NATIONAL ASSOCIATION
Sep 28, 2018Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Deed Document Number202110006
Prior Transfer DateOct 5, 1994
Prior Transfer Doc1263000057
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateAug 30, 2021
Property Address370 GILBERT MILLS RD, PHOENIX, NY 13135-2158
Document Number0000000006
Instrument DateAug 24, 2021
InstrumentR-2021-010006
Transaction TypeTransfer
Record UpdatedOct 5, 2021
Title CompanyINDEPENDENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 HIGHLAND PARK DR SW, 516, AIKEN, SC 29801-3704

Transferred To (Grantee/Buyer)

NameVerified Name
Address2197 COUNTY ROUTE 7, OSWEGO, NY 13126-5605

Mortgage

Document Number0000000007
DateAug 30, 2021
InstrumentR-2021-010007
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address370 GILBERT MILLS RD, PHOENIX, NY 13135-2158
Document Number0000010497
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedNov 13, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 GILBERT MILLS RD PHOENIX NY 131352158, PHOENIX, NY 13135-2158

Mortgage

Document Number0000010497
DateOct 25, 2018
Instrument10497
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,724.00 (+0.52%)
2025$7,684.00$136,000 (-) Land $17,700 Building $118,300$302,222 (+22.22%) Land $39,333 Building $262,889
2023$136,000 Land $17,700 Building $118,300$247,273 Land $32,182 Building $215,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gilbert Mills Rd

Nearby Streets

Search Property Records by Address or Parcel Number