Franklin County property record for 370 Garden Point Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · built 1983 |
| Lot Size | 0.241 acres (10,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Aug 2023) |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | May 2008 Mortgage Apr 2006 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-10-10-001.00 |
| Primary APN | 050-10-10-001.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,525 sqft (0.241 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 78550 |
|---|---|
| Street Address | 370 GARDEN POINT DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-4150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDEN POINT LOT 14 |
| Legal Subdivision | GARDEN POINT |
| Legal Phase | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70405 |
Source: Franklin County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1683, FRANKFORT, KY 40602-1683 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2008 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Apr 26, 2006 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Aug 18, 2023 | Deed, Transfer |
| May 6, 2021 | Intrafamily Transfer, Transfer |
| May 29, 2009 | Deed, Transfer FIRST FEDERAL SAVINGS BANK OF FRANKFORT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Prior Sale | May 29, 2009 · Amount on Record |
| Deed Document Number | 2023694755 |
| Deed Book / Page | 622 / 550 |
| Prior Transfer Date | May 5, 2021 |
| Prior Transfer Doc | 00D602/584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 370 GARDEN POINT DR, FRANKFORT, KY 40601-4150 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1097/411 |
|---|---|
| Date | May 8, 2008 |
| Book Page | M1097/411 |
| Instrument | 329612 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | May 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 370 GARDEN POINT DR, FRANKFORT, KY 40601-4150 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1009/847 |
|---|---|
| Date | Apr 26, 2006 |
| Book Page | M1009/847 |
| Instrument | 298031 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Address | 00000 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 17, 2016 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 18, 2023 |
| Property Address | 370 GARDEN POINT DR, FRANKFORT, KY 40601-4150 |
| Document Number | 00D622/550 |
| Book / Page | D622 / 550 |
| Map Reference | CAB A PG 235-236 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 694755 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1683, FRANKFORT, KY 40602-1683 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 6, 2021 |
| Property Address | 370 GARDEN POINT DR, FRANKFORT, KY 40601-4150 |
| Document Number | 00D602/584 |
| Book / Page | D602 / 584 |
| Instrument Date | May 5, 2021 |
| Instrument | 523742 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 370 GARDEN POINT DR, FRANKFORT, KY 40601-4150 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 29, 2009 |
| Property Address | 370 GARDEN POINT DR, FRANKFORT, KY 40601-4150 |
| Document Number | 00D513/507 |
| Book / Page | D513 / 507 |
| Map Reference | CAB A SL235PG235-236 |
| Instrument Date | May 27, 2009 |
| Instrument | 344775 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 238 W MAIN ST, FRANKFORT, KY 40601-1848 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 370 GARDEN POINT DR, FRANKFORT, KY 40601-4150 |
| Document Number | 0M1137/036 |
|---|---|
| Date | May 29, 2009 |
| Book Page | M1137/036 |
| Instrument | 344776 |
| Name | FIRST FEDERAL SAVINGS BANK OF FRANKFORT |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40602 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | May 27, 2049 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 (+0.25%) | $165,000 (-) Land $25,000 Building $140,000 | $165,000 (-) Land $25,000 Building $140,000 |
| 2023 | $1,971.00 (+33.72%) | $165,000 (-) | $165,000 (-) |
| 2022 | $1,474.00 Homeowner's exemption | $165,000 | $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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