370 Ernie Roberts Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 370 Ernie Roberts Rd, Rutledge, TN 37861

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,768 sqft · built 2006
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (May 2024)
Tax Bill$2,006 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029061G A 02200

Property Details

APN / Parcel Number

Primary APN029061G A 02200
Alternative APN
  • 061G A 02200

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,768 sqft Living Area
1st Floor Area1,768 sqft
Basement Area1,768 sqft
Finished Basement1,768 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Lot Dimensions173 ft deep x 100 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area612 sqft
Deck Area572 sqft
Patio Area572 sqft
Boat AccessBoat Access
Boat House1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address370 ERNIE ROBERTS RD
CityRUTLEDGE
StateTN
Zip37861-4838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: G01
Legal SubdivisionBIG-O-ESTATES
Legal Lot Number10
JurisdictionGRAINGER TN
Township / Civil Division2
Census Block Group3
Census Block3020
Census Tract500402

Owner

Source: Grainger County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address110 OHIO ST, WHITESBURG, KY 41858-7550
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2024 · Amount on File
Deed SaleMay 16, 2024 · Amount on File
Prior SaleMar 31, 2016 · Amount on File
Deed Document Number20241209
Deed Book / Page422 / 1523
Prior Transfer DateFeb 3, 2011
Prior Transfer Doc0IN321/647
Record UpdatedJun 8, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionGRAINGER TN
Recording DateMay 16, 2024
Property Address370 ERNIE ROBERTS RD, RUTLEDGE, TN 37861-4838
Document Number0000001209
Book / Page422 / 1523
Map ReferenceMB 2 PG 53
Instrument DateApr 29, 2024
Instrument24001209
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyACCURATE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,460.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001210
DateMay 16, 2024
Instrument24001210
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2029
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate12.5%

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyGrainger County
Unified School DistrictGrainger County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,006.00$85,375 (-) Land $13,450 Building $71,925
2024$2,006.00$85,375 (-) Land $13,450 Building $71,925
2023$2,006.00 (+2.29%)$85,375 (-) Land $13,450 Building $71,925
2022$1,961.00$85,375 Land $13,450 Building $71,925
2021$341,500 Land $53,800 Building $287,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAN STATION UTILITY DISTRICT
serves 10,748 people · EPA ID TN0000041
Water SourcePurchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State InspectionApr 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Trilight
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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