Grainger County property record for 370 Ernie Roberts Rd, Rutledge, TN 37861
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,768 sqft · built 2006 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (May 2024) |
| Tax Bill | $2,006 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029061G A 02200 |
| Primary APN | 029061G A 02200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 1,768 sqft |
| Finished Basement | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 173 ft deep x 100 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 612 sqft |
| Deck Area | 572 sqft |
| Patio Area | 572 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 370 ERNIE ROBERTS RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: G01 |
| Legal Subdivision | BIG-O-ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 500402 |
Source: Grainger County records, as of January 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 OHIO ST, WHITESBURG, KY 41858-7550 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on File |
| Deed Sale | May 16, 2024 · Amount on File |
| Prior Sale | Mar 31, 2016 · Amount on File |
| Deed Document Number | 20241209 |
| Deed Book / Page | 422 / 1523 |
| Prior Transfer Date | Feb 3, 2011 |
| Prior Transfer Doc | 0IN321/647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | May 16, 2024 |
| Property Address | 370 ERNIE ROBERTS RD, RUTLEDGE, TN 37861-4838 |
| Document Number | 0000001209 |
| Book / Page | 422 / 1523 |
| Map Reference | MB 2 PG 53 |
| Instrument Date | Apr 29, 2024 |
| Instrument | 24001209 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | ACCURATE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,460.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001210 |
|---|---|
| Date | May 16, 2024 |
| Instrument | 24001210 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
Source: Grainger County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,006.00 | $85,375 (-) Land $13,450 Building $71,925 | |
| 2024 | $2,006.00 | $85,375 (-) Land $13,450 Building $71,925 | |
| 2023 | $2,006.00 (+2.29%) | $85,375 (-) Land $13,450 Building $71,925 | |
| 2022 | $1,961.00 | $85,375 Land $13,450 Building $71,925 | |
| 2021 | $341,500 Land $53,800 Building $287,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041 |
|---|---|
| Water Source | Purchased surface water from MORRISTOWN UTILITIES COMMISSION |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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