370 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 370 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,120 sqft · built 1971
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$619,000 (Aug 2020)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone VE (high risk)
APN	`244NJ005`

Property Details

APN / Parcel Number

Primary APN	`244NJ005`
Alternative APNs	`108513033248` `80098372`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	3,000 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80098372
Street Address	370 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-5 B-48 S-A PLAT 3/178
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	48
Legal Lot Number	5
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records · APN 244NJ005

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	216 RIVERSIDE DR, MORGANTON, NC 28655-3721
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Jan 24, 2007 · Amount on Record
Deed Book / Page	4419 / 1386
Prior Transfer Date	Jan 31, 2009
Prior Transfer Doc	0028810120
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	370 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Transaction Type	Mortgage
Record Updated	Aug 04, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 FIRST ST, OCEAN ISL BCH, NC 28469

Mortgage

Document Number	0050470167
Date	Jul 21, 2023
Book Page	5047/167

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	370 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048240343
Date	Mar 31, 2022
Book Page	4824/343

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 17, 2020
Property Address	370 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0044191386
Book / Page	4419 / 1386
Map Reference	MB 3 PG 178-178A
Instrument Date	Aug 04, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 BRANTLEY CIR, 112, HIGH POINT, NC 27262-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 RIVERSIDE DR, MORGANTON, NC 28655-3721

Mortgage

Document Number	442016
Date	Aug 17, 2020
Instrument	4420/16

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 15, 2018
Property Address	370 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0040680993
Book / Page	004068 / 000993
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Jul 04, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	112 BRANTLEY CIR HIGH POINT NC 272623004, HIGH POINT, NC 27262-3004

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,835.00 (+0.03%)	$1,062,750 (-) Land $800,000 Building $262,750	$1,062,750 (-) Land $800,000 Building $262,750
2024	$3,834.00
2023		$1,062,750 Land $800,000 Building $262,750	$1,062,750 Land $800,000 Building $262,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 612 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured 51 under condo master policies
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby
Claims By Storm	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Atlantic Telephone Membership	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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