370 E 5th St, Imlay City, MI 48444 Property Records

Lapeer County property record for 370 E 5th St, Imlay City, MI 48444

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,202 sqft · built 1890
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Nov 2025)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`I19-66-701-000-00`

Property Details

APN / Parcel Number

Primary APN	`I19-66-701-000-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,202 sqft Living Area
1st Floor Area	801 sqft
Basement Area	423 sqft
Flooring	Carpet

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	370 E 5TH ST
City	IMLAY CITY
State	MI
Zip	48444-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SF
Legal Description	CITY OF IMLAY CITY PALMERS ORIGINAL PLAT THE E 75 FT OF LOTS 13 AND 14, BLK 29
Legal Subdivision	PALMERS PLAT
Legal Block	29
Legal Lot Number	13-14
Jurisdiction	LAPEER MI
Township / Civil Division	IMLAY CITY
Census Block Group	1
Census Block	1016
Census Tract	339500

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 26, 2025	Intrafamily Transfer, Transfer TITLE ONE
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2018	Warranty Deed, Transfer BELL TITLE AGENCY
Sep 15, 2017	Warranty Deed, Transfer BELL TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Book / Page	3486 / 856
Prior Transfer Date	Oct 21, 2015
Prior Transfer Doc	0027940028
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160

Mortgage

Document Number	0032730405
Date	Feb 11, 2022
Book Page	3273/405

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Nov 26, 2025
Property Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160
Document Number	0034900769
Book / Page	3490 / 769
Map Reference	LB 9 PG 258
Instrument Date	Oct 31, 2025
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	TITLE ONE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 5, 2025
Property Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160
Document Number	0034860856
Book / Page	3486 / 856
Map Reference	LB 9 PG 258
Instrument Date	Oct 31, 2025
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7696 SHAWN DR, IMLAY CITY, MI 48444-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16018 W PARK ST, MUSSEY, MI 48014-3072

Mortgage

Document Number	0003490749
Date	Nov 5, 2025
Instrument	3490/749

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 8, 2018
Property Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160
Document Number	0029770250
Book / Page	2977 / 250
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20825 CANNON DR, CLINTON TWP, MI 48038-2407

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 15, 2017
Property Address	370 E 5TH ST, IMLAY CITY, MI 48444-1160
Document Number	0029170938
Book / Page	002917 / 000938
Instrument Date	Sep 12, 2017
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$337.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	227 MAIN ST ALMONT MI 48003, ALMONT, MI 48003

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Imlay City
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,600 (-5.25%)	$191,200 (-5.25%)
2025	$2,817.00 (-0.07%) Homeowner's exemption	$100,900 (+18.29%)	$201,800 (+18.29%)
2024	$2,819.00 (+7.02%)
2023		$85,300	$170,600
2022	$2,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009)
Most Recent Claim	Jun 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMLAY CITY serves 3,579 people · EPA ID MI0003340
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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