370 Co Rd U, River Falls, WI 54022 Property Records

St. Croix County property record for 370 Co Rd U, River Falls, WI 54022

Property Summary

Property Type	Other
Lot Size	6.81 acres (297,036 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Mar 2013)
Tax Bill	$4,541 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13.28.19.199A-10`

Property Details

APN / Parcel Number

Primary APN	`13.28.19.199A-10`
Alternative APN	`040-1053-50-010`

Exterior

Lot Area	297,036 sqft (6.81 acres)

Location & Zoning

Street Address	370 COUNTY ROAD U
City	RIVER FALLS
State	WI
Zip	54022-8268
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	SEC 13 T28N R19W PT SE NW LYING WLY OF HWY U EXC CSM 3-608 BUT INCL PRT DESC 1077610 NKA CSM 29-6645 LOT 2
Legal Range	19W
Legal Township	28N
Legal Section	13
Legal Lot Number	2
Jurisdiction	ST CROIX WI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2027
Census Tract	120904

Owner

370 Co Rd U is owned and occupied by two individuals who bought it in March 2013.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	370 COUNTY ROAD U, RIVER FALLS, WI 54022-8268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CREDIT UNION
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CREDIT UNION
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Dec 10, 2018	Deed of Trust, Mortgage · ARM WESTCONSIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2013 · Amount on File
Deed Sale	Mar 18, 2013 · Amount on File
Deed Document Number	2013975046
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	May 4, 2026
Property Address	370 COUNTY ROAD U, RIVER FALLS, WI 54022-8268
Document Number	0001206872
Instrument Date	Apr 29, 2026
Instrument	20261206872
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 COUNTY ROAD U, RIVER FALLS, WI 54022-8268

Mortgage

Document Number	0001206872,
Date	May 4, 2026
Instrument	20261206872

Lender

Name	WESTCONSIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	May 4, 2026
Property Address	370 COUNTY ROAD U, RIVER FALLS, WI 54022-8268
Document Number	0001206872
Instrument Date	Apr 29, 2026
Instrument	20261206872
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001206872,
Date	May 4, 2026
Instrument	20261206872

Lender

Name	WESTCONSIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	370 COUNTY ROAD U, RIVER FALLS, WI 54022-8268
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001169454
Date	Jul 31, 2023
Instrument	1169454

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.5%
Index	1-Year LIBOR
Margin	4
Max Rate	12.5%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	370 COUNTY ROAD U, RIVER FALLS, WI 54022-8268
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001075372
Date	Dec 10, 2018
Instrument	1075372

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 370 Co Rd U was $4,541 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Troy Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,541.00 Homeowner's exemption
2025	$4,541.00 Homeowner's exemption	$423,800 Land $49,400 Building $374,400	$423,800 Land $49,400 Building $374,400
2023	$4,052.00 Homeowner's exemption	$423,800 Land $49,400 Building $374,400	$423,800 Land $49,400 Building $374,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Co Rd U in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Co Rd U is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Swiftcurrent Connect.

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