370 Clark St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 370 Clark St, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,603 sqft · built 1982
Owner	Individual Name on File
Tax Bill	$953 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171C-34-01-005`

Property Details

APN / Parcel Number

Primary APN	`171C-34-01-005`
Alternative APN	`12283`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,603 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	12283
Street Address	370 CLARK ST
City	PONTOTOC
State	MS
Zip	38863-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT16-17 BL A BOONE SW1/4 DB 398-548 DB 589-356 4/94 DC 20072078 04/20/07 20183098 8/17/18 20183594 9/21/18 20184332 11/13/18
Legal Lot Number	16-17
Jurisdiction	PONTOTOC MS
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	950300

Owner

370 Clark St is owned and occupied by an individual who acquired it in November 2018.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	370 CLARK ST, PONTOTOC, MS 38863-8025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage FIRST CHOICE BANK
Mar 30, 2026	Warranty Deed, Transfer · Closed-End Mortgage FIRST CHOICE BANK
Nov 13, 2018	Warranty Deed, Transfer BANKPLUS LOAN OPERATIONS
Apr 27, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018
Deed Sale	Nov 13, 2018
Prior Sale	Apr 27, 2007
Deed Document Number	2018004332
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	370 CLARK ST, PONTOTOC, MS 38863-8025
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 WILSON CHAPEL RD, PONTOTOC, MS 38863-6941
Investor	Possibly a Property Investor

Mortgage

Document Number	2018003915
Date	Oct 12, 2018
Instrument	2018003915

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2033

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Mar 30, 2026
Property Address	370 CLARK ST, PONTOTOC, MS 38863-8025
Document Number	2026001141
Instrument Date	Mar 30, 2026
Instrument	2026001141
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 TEDFORD ST, TUPELO, MS 38801-4431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 CLARK ST, PONTOTOC, MS 38863-8025

Mortgage

Document Number	2026001195
Date	Mar 30, 2026
Instrument	2026001195

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 31, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 13, 2018
Property Address	370 CLARK ST, PONTOTOC, MS 38863-8025
Document Number	2018004332
Instrument Date	Nov 8, 2018
Instrument	2018004332
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004333
Date	Nov 13, 2018
Instrument	2018004333

Lender

Name	BANKPLUS LOAN OPERATIONS
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	85 Months
Due	Dec 8, 2025

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Apr 27, 2007
Property Address	370 CLARK ST, PONTOTOC, MS 38863-8025
Document Number	2007002078
Instrument Date	Apr 20, 2007
Instrument	2007002078
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 370 Clark St was $953 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Pontotoc City
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00 Homeowner's exemption	$7,181	$71,807 Land $10,950 Building $60,857
2023	$915.00 Homeowner's exemption	$7,181	$71,807 Land $10,950 Building $60,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Clark St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Tombigbee Fiber Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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