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370 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 370 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,750 sqft · built 1900
Lot Size0.151 acres (6,599 sqft)
Owner2 Individual Names on File
Last Sale$344,000 (Dec 2009)
Tax Bill$6,860 (2025)
Deeds & MortgagesApr 2020 Refinance
Oct 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNSAUG M:007-E B:0014 L:0004

Property Details

APN / Parcel Number

Primary APNSAUG M:007-E B:0014 L:0004
Alternative APNs
  • M:007=E B:0014 L:0004
  • 4561000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,750 sqft Living Area
Gross Area4,243 sqft
1st Floor Area875 sqft
Basement Area875 sqft
Unfinished Basement875 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,599 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4561000
Street Address370 CENTRAL ST
CitySAUGUS
StateMA
Zip01906-2447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPLAN MADE WILSON & CALDWELL
Legal Block14
Legal Lot Number4
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2000
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0014 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address370 CENTRAL ST, SAUGUS, MA 01906-2447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
EVOLVE BANK & TRUST
Oct 07, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONSTAR MORTGAGE LLC
Mar 06, 2018Deed of Trust, Mortgage · FHA Mortgage
EVOLVE BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2009 · Amount on Record
Deed SaleDec 30, 2009 · Amount on Record
Prior SaleNov 29, 1996 · Amount on Record
Deed Book / Page29184 / 484
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address370 CENTRAL ST, SAUGUS, MA 01906-2447
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38421-232
DateApr 15, 2020
Book Page38421/232
Instrument20200415001090
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address370 CENTRAL ST, SAUGUS, MA 01906-2447
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37910-318
DateOct 07, 2019
Book Page37910/318
Instrument20191007001690
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueNov 01, 2044

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address370 CENTRAL ST, SAUGUS, MA 01906-2447
Document Number36579-420
Instrument DateMar 06, 2018
Transaction TypeMortgage
Record UpdatedApr 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number36579-420
DateMar 12, 2018
Book Page036579/000420
Instrument1803121850
Lender
NameEVOLVE BK&TR
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,860.00 (+5.47%)$642,300 (+5.17%) Land $285,800 Building $356,500$698,345
2024$6,504.00 (+1.9%)$610,700 (+7.73%) Land $259,800 Building $350,900
2023$6,383.00$566,900 Land $233,800 Building $333,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1979–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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