Brevard County property record for 370 Carmel Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,084 sqft · built 1994 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,558 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-11-77-*-45 |
| Primary APN | 26-36-11-77-*-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 2,852 sqft |
| 1st Floor Area | 2,084 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 509 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 259 sqft |
| Patio Area | 665 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2615186 |
|---|---|
| Street Address | 370 CARMEL DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MISSION LAKE VILLAS UNIT TWO LOT 45 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | MISSION LAKE VILLAS UNIT TWO |
| Legal Lot Number | 45 |
| Legal Unit | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 63109 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 370 CARMEL DR, MELBOURNE, FL 32940-7776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Dec 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2016 |
| Deed Sale | Apr 11, 2016 |
| Prior Sale | Apr 11, 2016 · Amount on Record |
| Deed Document Number | 201665797 |
| Deed Book / Page | 7588 / 1966 |
| Prior Transfer Date | Nov 23, 1998 |
| Prior Transfer Doc | 3936000399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 370 CARMEL DR, MELBOURNE, FL 32940-7776 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 370 CARMEL DR, MELBOURNE, FL 32940-7776 |
| Document Number | 0097640445 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 9764/445 |
| Instrument | 2023075191 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Apr 16, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 370 CARMEL DR, MELBOURNE, FL 32940-7776 |
| Document Number | 0080501264 |
| Book / Page | 008050 / 001264 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 370 CARMEL DR MELBOURNE FL 329407776, MELBOURNE, FL 32940-7776 |
| Document Number | 0080501264 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 008050/001264 |
| Instrument | 262127 |
| Name | MORGAN FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKLEDGE, FL 32955 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 17, 2032 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,850 (+2.7%) | $379,720 (-0.51%) | |
| 2025 | $2,558.00 (+11.31%) Homeowner's exemption | $181,940 (+5.98%) | $381,650 (-9.83%) Land $75,000 Building $306,650 |
| 2023 | $2,298.00 (+7.48%) Homeowner's exemption | $171,670 (+3%) | $423,260 (+14.42%) Land $105,000 Building $318,260 |
| 2022 | $2,138.00 Homeowner's exemption | $166,670 | $369,930 Land $95,000 Building $274,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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