370 Bunyan Kessler Rd, Rincon, GA 31326 Property Records

Effingham County property record for 370 Bunyan Kessler Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 1982
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Jun 2012)
Tax Bill	$4,718 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04630-050-000`

Property Details

APN / Parcel Number

Primary APN	`04630-050-000`
Alternative APNs	`01000114000` `04630050` `19116`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	304 sqft
Deck Area	264 sqft
Patio Area	264 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19116
Street Address	370 BUNYAN KESSLER RD
City	RINCON
State	GA
Zip	31326-5914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	1.63 AC (-.314 AC)
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30307

Owner

370 Bunyan Kessler Rd is owned and occupied by an individual who bought it in June 2012.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	370 BUNYAN KESSLER RD, RINCON, GA 31326-5914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit COWART LINDA
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORRIS BANK
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage COWART LINDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2012 · Amount on File
Deed Sale	Jun 29, 2012 · Amount on File
Deed Document Number	20121510
Deed Book / Page	2108 / 210
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	0001663/25
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	370 BUNYAN KESSLER RD, RINCON, GA 31326-5914
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002411/350
Date	Jun 15, 2017
Book Page	2411/350
Instrument	005428

Lender

Name	COWART LINDA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	156 Months
Due	Jul 1, 2030

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	370 BUNYAN KESSLER RD, RINCON, GA 31326-5914
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 BUNYAN KESSLER RD, RINCON, GA 31326-5914

Mortgage

Document Number	0000002671/0000000012
Date	Mar 15, 2021
Book Page	0000002671/0000000012
Instrument	002965

Lender

Name	MORRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	370 BUNYAN KESSLER RD, RINCON, GA 31326-5914
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 005428
Date	Jun 15, 2017
Book Page	2411/350
Instrument	005428

Lender

Name	COWART LINDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 370 Bunyan Kessler Rd was $4,718, up 24.7% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,186 (-) Land $52,484 Building $89,702	$355,465 (-) Land $131,210 Building $224,255
2025	$4,718.00 (+24.72%)	$142,186 (+18.12%) Land $52,484 Building $89,702	$355,465 (+18.12%) Land $131,210 Building $224,255
2024	$3,783.00	$120,378 Land $41,358 Building $79,020	$300,946 Land $103,395 Building $197,551
2022	$2,699.00	$81,867 Land $16,596 Building $65,271	$204,667 Land $41,490 Building $163,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 370 Bunyan Kessler Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Bunyan Kessler Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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