Haywood County property record for 37 Willow St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,064 sqft · built 1923 |
| Lot Size | 0.653 acres (28,423 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (May 2019) |
| Tax Bill | $501 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8637-72-9170 |
| Primary APN | 8637-72-9170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Heated Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,064 sqft |
| Upper Floors Area | 664 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 28,423 sqft (0.653 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 122035 |
|---|---|
| Street Address | 37 WILLOW ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-7027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | #21-23 PT #24 & PT #58-65 OSBORNE ADDITION |
| Legal Subdivision | OSBORNE ADDITION |
| Legal Unit | 21 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920502 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 WILLOW ST, CLYDE, NC 28721-7027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 10, 2017 | Deed of Trust, Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on Record |
| Deed Sale | May 7, 2019 · Amount on Record |
| Deed Document Number | 20193744 |
| Deed Book / Page | 972 / 1328 |
| Prior Transfer Date | Jun 13, 2008 |
| Prior Transfer Doc | 0007382484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 37 WILLOW ST, CLYDE, NC 28721-7027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0010330438 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 1033/438 |
| Instrument | 2021007196 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | May 7, 2019 |
| Property Address | 37 WILLOW ST, CLYDE, NC 28721-7027 |
| Document Number | 0009721328 |
| Book / Page | 972 / 1328 |
| Instrument Date | May 7, 2019 |
| Instrument | 2019003744 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1887 RABBIT SKIN RD, 1887, WAYNESVILLE, NC 28785-6555 |
| Name | Verified Name |
|---|---|
| Address | 37 WILLOW ST, CLYDE, NC 28721-7027 |
| Document Number | 2019003745 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 2019003745 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 37 WILLOW ST, CLYDE, NC 28721-7027 |
| Document Number | 0009381614 |
| Book / Page | 000938 / 001614 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 37 WILLOW ST CLYDE NC 287217027, CLYDE, NC 28721-7027 |
| Document Number | 0009381614 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 000938/001614 |
| Instrument | 9540 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,700 (+226.04%) Land $19,000 Building $232,700 | ||
| 2025 | $501.00 | $77,200 (-69.43%) Land $19,000 Building $58,200 | $251,700 (-0.32%) Land $19,000 Building $232,700 |
| 2023 | $252,500 Land $19,800 Building $232,700 | $252,500 (-) Land $19,800 Building $232,700 | |
| 2021 | $252,500 Land $19,800 Building $232,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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