37 White Oak Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 37 White Oak Ln, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,635 sqft · built 1950
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jan 2022)
Tax Bill	$12,488 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01210-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`14-01210-0000-00014`
Alternative APNs	`1400189L00006` `140121000014`

Interior

Building Area	1,635 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Lot Area	11,151 sqft (0.256 acres)

Location & Zoning

Old Parcel Number	1400189L00006
Street Address	37 WHITE OAK LN
City	WAYNE
State	NJ
Zip	07470-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1210
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2013
Census Tract	246104

Owner

37 White Oak Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 WHITE OAK LN, WAYNE, NJ 07470-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Apr 23, 1993 · Amount on File
Deed Document Number	2022926
Deed Book / Page	4212 / 93
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 5, 2022
Property Address	37 WHITE OAK LN, WAYNE, NJ 07470-3018
Document Number	0000000926
Book / Page	D4212 / 93
Instrument Date	Dec 21, 2021
Instrument	2022000926
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 WHITE OAK LN, WAYNE, NJ 07470-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 WHITE OAK LN, WAYNE, NJ 07470-3018

Mortgage

Document Number	0000000927
Date	Jan 5, 2022
Instrument	2022000927

Lender

Name	GENNEXT FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 37 White Oak Ln was $12,488, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,200 (-) Land $105,300 Building $102,900	$208,200 (-) Land $105,300 Building $102,900
2025	$12,488.00 (+0.87%)	$208,200 Land $105,300 Building $102,900	$208,200 Land $105,300 Building $102,900
2024	$12,380.00
2023		$208,200 Land $105,300 Building $102,900	$208,200 Land $105,300 Building $102,900
2022	$11,771.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 37 White Oak Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2021–2023)
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 White Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20