Shelby County property record for 37 W Raines Rd, Memphis, TN 38109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,172 sqft · built 2020 |
| Lot Size | 0.417 acres (18,164 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (May 2020) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-6035-0-0010 |
| Primary APN | 07-6035-0-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 2,172 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Lot Area | 18,164 sqft (0.417 acres) |
| Lot Dimensions | 155 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 37 W RAINES RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38109-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | S S W RAINES RD |
| Legal Subdivision | WALLACE E JOHNSONS WHITELAWN SUBDIVISION |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 22322 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37 W RAINES RD, MEMPHIS, TN 38109-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| May 4, 2020 | Warranty Deed, Transfer · VA Mortgage USAA |
| Apr 16, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage JIAYOU ZHANG |
| Jul 17, 2018 | Grant Deed, Transfer REGENCY TITLE AND ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on Record |
| Deed Sale | May 4, 2020 · Amount on Record |
| Prior Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 202044939 |
| Prior Transfer Date | Apr 30, 2020 |
| Prior Transfer Doc | 0000044939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 37 W RAINES RD, MEMPHIS, TN 38109-4531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021040779 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 21040779 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 4, 2020 |
| Property Address | 37 W RAINES RD, MEMPHIS, TN 38109-4531 |
| Document Number | 0000044939 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 44939 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | REGENCY TITLE AND ESCROW LLC, REGENCY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 W RAINES RD MEMPHIS TN 38109, MEMPHIS, TN 38109 |
| Document Number | 44940 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 44940 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 16, 2019 |
| Property Address | 37 W RAINES RD, MEMPHIS, TN 38109-4531 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 37075 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 23, 2019 |
| Title Company | REGENCY TITLE AND ESCROW LLC, REGENCY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 4356 DOUBLE TREE RD MEMPHIS TN 381094854, MEMPHIS, TN 38109-4854 |
| Document Number | 0000037075 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 37075 |
| Name | JIAYOU ZHANG |
|---|---|
| Address | 13243 BEACH ST, CERRITOS, CA 90703-1329 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 15, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 17, 2018 |
| Property Address | 37 W RAINES RD, MEMPHIS, TN 38109-4531 |
| Document Number | 0000071389 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 71389 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | REGENCY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4356 DOUBLE TREE RD MEMPHIS TN 381094854, MEMPHIS, TN 38109-4854 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,075.00 (-42.14%) | $77,150 (+31.04%) Land $2,175 Building $74,975 | $308,600 (+31.04%) Land $8,700 Building $299,900 |
| 2023 | $58,875 Land $1,675 Building $57,200 | ||
| 2022 | $3,586.00 | ||
| 2021 | $235,500 Land $6,700 Building $228,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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