37 W Main St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 37 W Main St, Mc Graw, NY 13101

Property Summary

Property TypeRural Home
Details4 bd · 1 ba · 2,552 sqft · built 1880
Lot Size27.7 acres (1,206,612 sqft)
OwnerIndividual Name on Record
Tax Bill$5,104 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN112203 88.14-01-02.000

Property Details

APN / Parcel Number

Primary APN112203 88.14-01-02.000
Alternative APN
  • 220308801400010020000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,552 sqft Living Area
1st Floor Area1,276 sqft
2nd Floor Area1,276 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area1,206,612 sqft (27.7 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address37 W MAIN ST
CityMC GRAW
StateNY
Zip13101-9502
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code04 - FARM
Legal Block1
Legal Lot Number2.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1027
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 W MAIN ST, MC GRAW, NY 13101-9502
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 18, 2003
Transfer Doc2003000894
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateJun 9, 2021
Property Address37 W MAIN ST, MC GRAW, NY 13101-9502
Document Number3185
Instrument DateJul 3, 2020
Instrument2021-03185
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 W MAIN ST, MC GRAW, NY 13101-9502

Mortgage

Document Number3186
DateJun 9, 2021
Instrument2021-03186
Lender
NameMARY JANE DANN
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
MunicipalityMcGraw Village
Unified School DistrictMcGraw Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,104.00 (+168.49%)
2025$1,901.00 (+1.12%)$97,500 (-) Land $33,300 Building $64,200$154,762 (+11.11%) Land $52,857 Building $101,905
2023$1,880.00$97,500 Land $33,300 Building $64,200$139,286 Land $47,572 Building $91,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Point Broadband.

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