Cumberland County and Gray Town property record for 37 Upper Marginal Way, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,264 sqft · built 1969 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Apr 2023) |
| Tax Bill | $3,445 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03612A000000 |
| Primary APN | 03612A000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 2144 |
|---|---|
| Street Address | 37 UPPER MARGINAL WAY |
| City | GRAY |
| State | ME |
| Zip | 04039-9593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 36 |
| Legal Lot Number | 12-1 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 UPPER MARGINAL WAY, GRAY, ME 04039-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIVE COUNTY CREDIT UNION |
| Nov 13, 2017 | Deed of Trust, Mortgage ATLANTIC REGIONAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Apr 28, 2014 |
| Deed Book / Page | 40076 / 332 |
| Transfer Doc | 22701-0286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Apr 18, 2023 |
| Property Address | 37 UPPER MARGINAL WAY, GRAY, ME 04039-9593 |
| Document Number | 0400760332 |
| Book / Page | 40076 / 332 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 11368 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 37 UPPER MARGINAL WAY, GRAY, ME 04039-9593 |
| Document Number | 0000011369 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 11369 |
| Name | FIVE COUNTY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 37 UPPER MARGINAL WAY, GRAY, ME 04039-9593 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0344530136 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 34453/0136 |
| Instrument | 000000057544 |
| Name | ATLANTIC REGIONAL FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Dec 1, 2032 |
Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,445.00 (-0.2%) | $355,900 (-) Land $144,000 Building $211,900 |
| 2024 | $3,452.00 (-7.33%) | $355,900 (+45.03%) Land $144,000 Building $211,900 |
| 2023 | $3,725.00 (+8.82%) | $245,400 (-) Land $71,100 Building $174,300 |
| 2022 | $3,423.00 | $245,400 Land $71,100 Building $174,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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