37 Trumbull Rd, Waterford, CT 06385 Property Records

Waterford Town property record for 37 Trumbull Rd, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,794 sqft · built 1973
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2024)
Tax Bill	$8,992 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Jan 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WATE M:145 L:8315`

Property Details

APN / Parcel Number

Primary APN	`WATE M:145 L:8315`
Alternative APNs	`WFRD M:145 L:8315` `0777600` `777600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	3,956 sqft
Basement Area	562 sqft
Unfinished Basement	562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	777600
Street Address	37 TRUMBULL RD
City	WATERFORD
State	CT
Zip	06385-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	SPYGLASS HL TOWNHSES
Legal Lot Number	8315
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	4
Census Block	4018
Census Tract	693400

Owner

37 Trumbull Rd is owned by two individuals who bought it in July 2024.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11430 TRAILBROOK LN, SAN DIEGO, CA 92128-6321
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Jan 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 2, 2022	Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Jun 27, 2002 · Amount on File
Deed Document Number	2024175239
Deed Book / Page	1866 / 87
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Jul 26, 2024
Property Address	37 TRUMBULL RD, WATERFORD, CT 06385-2731
Document Number	0001866-87
Book / Page	1866 / 87
Instrument Date	Jul 25, 2024
Instrument	175239
Transaction Type	Transfer
Record Updated	Aug 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11430 TRAILBROOK LN, SAN DIEGO, CA 92128-6321

Mortgage

Document Number	0000175241
Date	Jul 26, 2024
Instrument	175241

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	37 TRUMBULL RD, WATERFORD, CT 06385-2731
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001846-5
Date	Jan 16, 2024
Book Page	1846/5
Instrument	173238

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	37 TRUMBULL RD, WATERFORD, CT 06385-2731
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001777-213
Date	May 2, 2022
Book Page	1777/213
Instrument	165995

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	37 TRUMBULL RD, WATERFORD, CT 06385-2731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1669-177
Date	Oct 2, 2020
Book Page	1669/177
Instrument	156647

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	37 TRUMBULL RD, WATERFORD, CT 06385-2731
Document Number	1516-138
Book / Page	001516 / 000138
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 TRUMBULL RD WATERFORD CT 063852731, WATERFORD, CT 06385-2731

Mortgage

Document Number	1516-138
Date	Jul 3, 2017
Book Page	001516/000138

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 2, 2057

Tax Assessment & Valuation

The 2026 property tax bill for 37 Trumbull Rd was $8,992, up 5% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,992.00 (+5.05%)	$366,440 (-) Land $171,620 Building $194,820	$579,409 (+125.88%)
2025	$8,560.00	$366,440 Land $171,620 Building $194,820	$256,508 Land $120,134 Building $136,374
2024	$8,560.00 (+20.61%)
2023	$7,097.00	$334,760 Land $171,620 Building $163,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Trumbull Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Trumbull Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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