37 Swett Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 37 Swett Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1960
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$472,500 (Dec 2019)
Tax Bill	$7,097 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L10033000000`

Property Details

APN / Parcel Number

Primary APN	`L10033000000`
Alternative APNs	`GRAY M:017 B:310 L:033-000` `3842`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	19,166 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	3842
Street Address	37 SWETT DR
City	GRAY
State	ME
Zip	04039-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	310
Legal Lot Number	33-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3005
Census Tract	4701

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1024, WINDHAM, ME 04062-1024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	201964472
Deed Book / Page	36256 / 147
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	37 SWETT DR, GRAY, ME 04039-6606
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391730135
Date	Feb 14, 2022
Book Page	39173/135
Instrument	8590

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	37 SWETT DR, GRAY, ME 04039-6606
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0379870001
Date	Mar 29, 2021
Book Page	37987/1
Instrument	21808

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Dec 13, 2019
Property Address	37 SWETT DR, GRAY, ME 04039-6606
Document Number	0362560147
Book / Page	36256 / 147
Instrument Date	Dec 13, 2019
Instrument	64472
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1024, WINDHAM, ME 04062-1024

Mortgage

Document Number	64473
Date	Dec 13, 2019
Instrument	64473

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,097.00 (+13.79%)	$733,200 (+78.44%) Land $497,500 Building $235,700
2023	$6,237.00 (+16.06%)	$410,900 (+6.67%) Land $248,700 Building $162,200
2022	$5,374.00	$385,200 Land $248,700 Building $136,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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