Warren County property record for 37 Spruce Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,562 sqft · built 1991 |
| Lot Size | 0.989 acres (43,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Mar 2023) |
| Tax Bill | $2,001 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13/C/1/H/11/A |
| Primary APN | 13/C/1/H/11/A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,072 sqft (0.989 acres) |
| Terrain | Rolling |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2369 |
|---|---|
| Old Parcel Number | 13C 1 H 11A |
| Street Address | 37 SPRUCE RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-6806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L 11A BL H SHEN SHORES SEC 1 COMB L 10 11 12 LR17-6931 |
| Legal Subdivision | SHENANDOAH SHORES SAN DIST |
| Legal Lot Number | 11A-12 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | SHENANDOAH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20601 |
37 Spruce Rd is owned and occupied by two individuals who bought it in March 2023.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 SPRUCE RD, FRONT ROYAL, VA 22630-6806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NFM INC |
| Mar 13, 2023 | Deed, Transfer · Conventional Mortgage NFM INC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on File |
| Deed Sale | Mar 13, 2023 · Amount on File |
| Prior Sale | Jan 27, 2010 · Amount on File |
| Deed Document Number | 20231025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 37 SPRUCE RD, FRONT ROYAL, VA 22630-6806 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 0230001277 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 230001277 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Mar 13, 2023 |
| Property Address | 37 SPRUCE RD, FRONT ROYAL, VA 22630-6806 |
| Document Number | 0230001025 |
| Map Reference | DOC 170006931 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 230001025 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | CLEARVIEW TITLE & STLMT LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37 SPRUCE RD, FRONT ROYAL, VA 22630-6806 |
| Document Number | 0230001026 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 230001026 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Number | 0230001027 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 230001027 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 37 SPRUCE RD, FRONT ROYAL, VA 22630-6806 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | CT |
| Name | Verified Name |
|---|
| Document Number | 210005107 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 210005107 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2026 property tax bill for 37 Spruce Rd was $2,001, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,001.00 (+18.75%) | $351,800 (-) Land $64,900 Building $286,900 | |
| 2025 | $1,685.00 (+10.42%) | $351,800 (+12.9%) Land $64,900 Building $286,900 | $351,800 (+12.9%) Land $64,900 Building $286,900 |
| 2024 | $1,526.00 | $311,600 (-) Land $57,500 Building $254,100 | $311,600 (-) Land $57,500 Building $254,100 |
| 2023 | $311,600 Land $57,500 Building $254,100 | $311,600 Land $57,500 Building $254,100 | |
| 2022 | $1,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37 Spruce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 103 (1979–2018) |
| Claims Outside the SFHA | 18 of 103 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37 Spruce Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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