Passaic County and Wayne Township property record for 37 South Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,334 sqft · built 1918 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jun 2026) |
| Tax Bill | $6,508 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-03404-0000-00003 |
| Primary APN | 14-03404-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,334 sqft Living Area |
|---|
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Cape Cod |
| Lot Area | 4,356 sqft (0.1 acres) |
| Old Parcel Number | 1400620000000003A |
|---|---|
| Street Address | 37 SOUTH RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3404 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 246003 |
37 South Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Passaic County and Wayne Township records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 9, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 12, 2018 | Grant Deed, Transfer LTS ACQUISITION COMPANY LLC |
| Dec 8, 2017 | Grant Deed, Transfer · FHA Mortgage HIGHLANDS ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on File |
| Deed Sale | Jun 15, 2026 · Amount on File |
| Prior Sale | Feb 12, 2018 · Amount on File |
| Deed Document Number | 202620289 |
| Deed Book / Page | 5111 / 8 |
| Prior Transfer Date | Nov 7, 2016 |
| Prior Transfer Doc | 0000058728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 15, 2026 |
| Property Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Document Number | 0000020289 |
| Book / Page | 5111 / 8 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202620289 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | REALSAFE TITLE LLC, REALSAFE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,510.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Document Number | 0000020290, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202620290 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Document Number | 0000007639 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | M18831/195 |
| Instrument | 2024007639 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Document Number | 0000026269 |
|---|---|
| Date | May 16, 2022 |
| Book Page | M17992/289 |
| Instrument | 2022026269 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Document Number | 0000019521 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 37 SOUTH RD WAYNE NJ 074706348, WAYNE, NJ 07470-6348 |
| Document Number | 0000019521 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 000763/000125 |
| Instrument | 19521 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Document Number | 0000017746 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 37 SOUTH RD WAYNE NJ 074706348, WAYNE, NJ 07470-6348 |
| Document Number | 0000017746 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 016110/000260 |
| Instrument | 17746 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Feb 12, 2018 |
| Property Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Document Number | 0000007480 |
| Book / Page | 003248 / 000106 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 7480 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | LTS ACQUISITION COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $199.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 ARLINGTON AVE NORTH ARLINGTON NJ 07031, NORTH ARLINGTON, NJ 07031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 8, 2017 |
| Property Address | 37 SOUTH RD, WAYNE, NJ 07470-6348 |
| Document Number | 0000059518 |
| Book / Page | 003203 / 000187 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 59518 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 ARLINGTON AVE NORTH ARLINGTON NJ 07031, NORTH ARLINGTON, NJ 07031 |
| Document Number | 59519 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 014807/000288 |
| Instrument | 59519 |
| Name | HIGHLANDS ST BK |
|---|---|
| Type | Bank |
| Address | VERNON, NJ 07462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
The 2025 property tax bill for 37 South Rd was $6,508, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,500 (-) Land $63,800 Building $44,700 | $108,500 (-) Land $63,800 Building $44,700 | |
| 2025 | $6,508.00 (+0.88%) | $108,500 Land $63,800 Building $44,700 | $108,500 Land $63,800 Building $44,700 |
| 2024 | $6,451.00 | ||
| 2023 | $108,500 Land $63,800 Building $44,700 | $108,500 Land $63,800 Building $44,700 | |
| 2022 | $6,134.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 37 South Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 6 condo units |
| Nearby Flood Claims | 471 (1978–2024) |
| Claims Outside the SFHA | 21 of 471 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37 South Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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