Oneida County and Vernon Town property record for 37 Seneca Ave, Oneida, NY 13421
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 4 ba · 3,504 sqft · built 1900 |
| Lot Size | 1.07 acres (46,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Dec 2023) |
| Tax Bill | $5,591 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 306001 321.015-1-13 |
| Primary APN | 306001 321.015-1-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 3,504 sqft Total Area |
| 1st Floor Area | 1,776 sqft |
| 2nd Floor Area | 1,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 46,920 sqft |
| Lot Dimensions | 255 ft deep x 184 ft wide |
| Porch | Slab |
| Porch Area | 964 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 019470 |
|---|---|
| Street Address | 37 SENECA AVE |
| City | ONEIDA |
| State | NY |
| Zip | 13421-2556 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | APT HOUSE |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 24900 |
Source: Oneida County and Vernon Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 SENECA AVE, ONEIDA, NY 13421-2556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Feb 25, 2025 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Dec 14, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on Record |
| Deed Sale | Dec 14, 2023 · Amount on Record |
| Prior Sale | Nov 1, 2006 · Amount on Record |
| Deed Document Number | 202315480 |
| Prior Transfer Date | Dec 6, 2010 |
| Prior Transfer Doc | 2010019422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 37 SENECA AVE, ONEIDA, NY 13421-2556 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005839 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-005839 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 37 SENECA AVE, ONEIDA, NY 13421-2556 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002161 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 2025-002161 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Dec 14, 2023 |
| Property Address | 37 SENECA AVE, ONEIDA, NY 13421-2556 |
| Document Number | 0000015480 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2023-015480 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37 SENECA AVE, ONEIDA, NY 13421-2556 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015481 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023-015481 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2055 |
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Oneida Castle Village |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,591.00 (+2.03%) | ||
| 2025 | $5,480.00 (+2.24%) | $99,000 (-) Land $13,000 Building $86,000 | $227,586 (+9.2%) Land $29,885 Building $197,701 |
| 2023 | $99,000 (-) Land $13,000 Building $86,000 | $208,421 (+9.47%) Land $27,368 Building $181,053 | |
| 2022 | $5,360.00 | $99,000 Land $13,000 Building $86,000 | $190,385 Land $25,000 Building $165,385 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHERRILL - KENWOOD WD serves 3,142 people · EPA ID NY3202419 |
|---|---|
| Water Source | Purchased surface water from ONEIDA CITY |
| Last State Inspection | Feb 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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