Lowndes County property record for 37 S Rayleigh Dr, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,587 sqft · built 2018 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36W000004446 |
| Primary APN | 36W000004446 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,587 sqft Adjusted Area |
| 1st Floor Area | 2,091 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 033819 |
|---|---|
| Street Address | 37 S RAYLEIGH DR |
| City | STEENS |
| State | MS |
| Zip | 39766-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 NW4-LOT 19 37 S RAYLEIGH DR |
| Legal Range | 17W |
| Legal Township | 17S |
| Legal Section | 04 |
| Legal Subdivision | CAMBRIDGE SUB |
| Legal Lot Number | 19 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 103 |
37 S Rayleigh Dr is owned and occupied by two individuals who acquired it in March 2018.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 S RAYLEIGH DR, STEENS, MS 39766-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Mar 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage CADENCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2018 |
| Deed Sale | Mar 6, 2018 |
| Deed Document Number | 0020181466 |
| Deed Book / Page | 2018 / 1466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 37 S RAYLEIGH DR, STEENS, MS 39766-7004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020218341 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 2021/8341 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 37 S RAYLEIGH DR, STEENS, MS 39766-7004 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020209603 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 2020/9603 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 37 S RAYLEIGH DR, STEENS, MS 39766-7004 |
| Document Number | 0020184635 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4526 WOLFE RD COLUMBUS MS 397059664, COLUMBUS, MS 39705-9664 |
| Document Number | 0020184635 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 002018/004635 |
| Name | CADENCE BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2048 |
The 2025 property tax bill for 37 S Rayleigh Dr was $1,796 with exemptions applied, up 0.9% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,796.00 (+0.9%) Homeowner's exemption Senior Citizen's exemption | $26,958 | $269,580 Land $30,000 Building $239,580 |
| 2024 | $1,780.00 (+11.11%) | ||
| 2023 | $1,602.00 Homeowner's exemption Senior Citizen's exemption | $23,418 | $234,180 Land $30,000 Building $204,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37 S Rayleigh Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 37 S Rayleigh Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES #4-HERMAN-VAUGHN public/private · serves 5,678 people · EPA ID MS0440100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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