Lake County property record for 37 S Orange Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 1987 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,029 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-0001-000-04001 |
| Primary APN | 13-18-26-0001-000-04001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 408 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2809167 |
|---|---|
| Street Address | 37 S ORANGE AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SE COR GOV LOT 2 RUN W 664.62 FT N 53.5 FT W 450.3 FT W 75.3 FT N 79DEG 16MIN W 105.4 FT N 272.6 FT FOR POB CONT N 100 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | ACREAGE OR UNREC |
| Legal Tract | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30109 |
37 S Orange Ave is owned and occupied by an individual who acquired it in December 1996.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37 S ORANGE AVE, UMATILLA, FL 32784-9595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Nov 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Aug 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 1996 |
| Deed Sale | Dec 4, 1996 |
| Deed Document Number | 0148101022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37 S ORANGE AVE, UMATILLA, FL 32784-9595 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 37 S ORANGE AVE, UMATILLA, FL 32784-9595 |
| Document Number | 0058650228 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 5865/228 |
| Instrument | 2021178285 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37 S ORANGE AVE, UMATILLA, FL 32784-9595 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 37 S ORANGE AVE, UMATILLA, FL 32784-9595 |
| Document Number | 0060511186 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 6051/1186 |
| Instrument | 2022147163 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37 S ORANGE AVE, UMATILLA, FL 32784-9595 |
| Document Number | 0050991440 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 37 S ORANGE AVE UMATILLA FL 327849595, UMATILLA, FL 32784-9595 |
| Document Number | 0050991440 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 005099/001440 |
| Instrument | 47167 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37 S ORANGE AVE, UMATILLA, FL 32784-9595 |
| Document Number | 0049920391 |
| Book / Page | 004992 / 000391 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 37 S ORANGE AVE UMATILLA FL 327849595, UMATILLA, FL 32784-9595 |
| Document Number | 0049920391 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 004992/000391 |
| Instrument | 92315 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,290 Land $46,230 Building $39,060 | $183,008 Land $46,230 Building $136,778 | |
| 2024 | $1,029.00 (+7.64%) | ||
| 2023 | $956.00 (+11.81%) Homeowner's exemption | $79,370 (+3%) | $147,013 (+0.01%) Land $46,230 Building $100,783 |
| 2022 | $855.00 Homeowner's exemption | $77,060 | $146,997 Land $46,230 Building $100,767 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37 S Orange Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37 S Orange Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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