Kendall County property record for 37 Robert Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,392 sqft · built 1992 |
| Lot Size | 0.349 acres (15,208 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,000 (May 2020) |
| Tax Bill | $10,130 (2024) |
| Deeds & Mortgages | Nov 2019 Line of Credit May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-303-006 |
| Primary APN | 03-16-303-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| Gross Area | 2,826 sqft |
| 1st Floor Area | 2,392 sqft |
| Basement Area | 986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,208 sqft (0.349 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 37 ROBERT RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 HERRENS RUN SUB. VILLAGE OF OSWEGO |
| Legal Subdivision | HERRENS RUN SUB |
| Legal Lot Number | 15 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 890107 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 ROBERT RD, OSWEGO, IL 60543-9779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK |
| May 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK |
| Dec 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on Record |
| Deed Sale | May 21, 2020 · Amount on Record |
| Prior Sale | Jan 9, 2012 · Amount on Record |
| Deed Document Number | 20208503 |
| Prior Transfer Date | Oct 23, 2008 |
| Prior Transfer Doc | 0000023739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 37 ROBERT RD, OSWEGO, IL 60543-9779 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000017580 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 201900017580 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 21, 2020 |
| Property Address | 37 ROBERT RD, OSWEGO, IL 60543-9779 |
| Document Number | 0000008503 |
| Map Reference | DOC 87-6116 |
| Instrument Date | May 1, 2020 |
| Instrument | 202000008503 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37 ROBET RD, OSWEGO, IL 60543-9779 |
| Document Number | 0000008504 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 202000008504 |
| Name | OTTAWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 19, 2017 |
| Property Address | 37 ROBERT RD, OSWEGO, IL 60543-9779 |
| Document Number | 0000019893 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 19893 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 495 N COMMONS DR AURORA IL 605048187, AURORA, IL 60504-8187 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 19, 2017 |
| Property Address | 37 ROBERT RD, OSWEGO, IL 60543-9779 |
| Document Number | 0000019894 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 19894 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 STONEHILL RD OSWEGO IL 605439400, OSWEGO, IL 60543-9400 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,711 (+36.75%) Land $33,050 Building $114,661 | $443,133 (+36.75%) Land $99,150 Building $343,983 | |
| 2024 | $10,130.00 | ||
| 2022 | $108,014 Land $24,168 Building $83,846 | $324,042 Land $72,504 Building $251,538 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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