37 Rivers Edge Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 37 Rivers Edge Rd, Gray, ME 04039

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,170 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2025)
Tax Bill	$5,286 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0225D 000000`

Property Details

APN / Parcel Number

Primary APN	`0225D 000000`
Alternative APNs	`GRAY M:062 B:022 L:005-008` `1205`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,170 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1205
Street Address	37 RIVERS EDGE RD
City	GRAY
State	ME
Zip	04039-9570
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Block	22
Legal Lot Number	5-8
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4017
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 RIVERS EDGE RD, GRAY, ME 04039-9569
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 31, 2017	Deed of Trust, Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Book / Page	41736 / 51
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Sep 19, 2025
Property Address	37 RIVERS EDGE RD, GRAY, ME 04039-9570
Document Number	0417360051
Book / Page	41736 / 51
Instrument Date	Sep 19, 2025
Instrument	38356
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIVERS EDGE RD, GRAY, ME 04039-9569

Mortgage

Document Number	0000038357
Date	Sep 19, 2025
Instrument	38357

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	37 RIVERS EDGE RD, GRAY, ME 04039-9570
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339140049
Date	Mar 31, 2017
Book Page	33914/0049
Instrument	000000014727

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 14, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,286.00 (-0.21%)	$546,100 (-) Land $152,900 Building $393,200
2024	$5,297.00 (+9.62%)	$546,100 (+71.57%) Land $152,900 Building $393,200
2023	$4,832.00 (+8.83%)	$318,300 (-) Land $64,500 Building $253,800
2022	$4,440.00	$318,300 Land $64,500 Building $253,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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