37 Ridge St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 37 Ridge St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,289 sqft · built 2024
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$2,450,000 (Nov 2024)
Tax Bill	$20,401 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45631`

Property Details

APN / Parcel Number

Primary APN	`45631`
Alternative APN	`ARLI M:072.0 B:0003 L:0010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,289 sqft Living Area
Gross Area	4,938 sqft
Basement Area	840 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	45631
Street Address	37 RIDGE ST
City	ARLINGTON
State	MA
Zip	02474-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	10
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3005
Census Tract	356400

Owner

37 Ridge St is owned and occupied by an individual who bought it in November 2024.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	37 RIDGE ST, ARLINGTON, MA 02474-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZEN B&T CO
Nov 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on File
Deed Sale	Nov 15, 2024 · Amount on File
Prior Sale	Nov 6, 2023 · Amount on File
Deed Book / Page	83475 / 431
Record Updated	Oct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Nov 15, 2024
Property Address	37 RIDGE ST, ARLINGTON, MA 02474-1719
Document Number	083475-431
Book / Page	83475 / 431
Instrument Date	Nov 15, 2024
Instrument	130709
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37 RIDGE ST, ARLINGTON, MA 02474-1719

Mortgage

Document Number	0000130710
Date	Nov 15, 2024
Instrument	130710

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2031
Max Rate At Change	2.75%
Index	Other

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Nov 6, 2023
Property Address	37 RIDGE ST, ARLINGTON, MA 02474-1719
Document Number	082183-429
Book / Page	82183 / 429
Instrument Date	Nov 6, 2023
Instrument	127085
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 KATIE WAY, TEWKSBURY, MA 01876-1959

Mortgage

Document Number	0000127087
Date	Nov 6, 2023
Instrument	127087

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 37 Ridge St was $20,401, up 77.2% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,401.00 (+77.22%)	$1,912,000 (+78.88%) Land $642,400 Building $1,265,300	$2,105,896 (-8.89%)
2025	$11,512.00 (+26.53%)	$1,068,900 (+24.42%) Land $620,800 Building $448,100	$2,311,350 (+2.09%)
2024	$9,098.00 (+2.02%)	$859,100 (+7.99%) Land $577,400 Building $281,700	$2,264,135
2023	$8,918.00	$795,500 Land $555,800 Building $239,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 37 Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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