Bergen County and Ramsey Borough property record for 37 Regency Park, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 756 sqft · built 1964 |
| Lot Size | 0.009 acres (389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Oct 2022) |
| Tax Bill | $5,603 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04202-0000-00001-0000-C0037 |
| Primary APN | 48-04202-0000-00001-0000-C0037 |
|---|---|
| Alternative APN |
|
| Building Area | 756 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Condo/Apartment |
| Lot Area | 389 sqft (0.009 acres) |
| Street Address | 37 REGENCY PARK |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REGENCY PARK |
| Legal Block | 4202 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37 REGENCY PARK, RAMSEY, NJ 07446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Prior Sale | Jan 24, 2011 · Amount on Record |
| Deed Document Number | 2022101817 |
| Deed Book / Page | 4842 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 21, 2022 |
| Property Address | 37 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0048420051 |
| Book / Page | 4842 / 51 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022101817 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,013.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 88 LAKEVIEW TER, 88, RAMSEY, NJ 07446-2027 |
| Name | Verified Name |
|---|---|
| Address | 450 ISLAND RD APT 37, 37, RAMSEY, NJ 07446-1113 |
| Document Number | 2022101818 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022101818 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,200 (+4.08%) Land $160,000 Building $123,200 | $283,200 (+4.08%) Land $160,000 Building $123,200 | |
| 2025 | $5,603.00 (+2.83%) | $272,100 (+40.91%) Land $150,000 Building $122,100 | $272,100 (+40.91%) Land $150,000 Building $122,100 |
| 2024 | $5,449.00 (+7.58%) | ||
| 2023 | $193,100 Land $105,000 Building $88,100 | $193,100 Land $105,000 Building $88,100 | |
| 2022 | $5,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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