37 Ralph St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 37 Ralph St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1921
Lot Size	0.144 acres (6,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,900 (Feb 2011)
Tax Bill	$9,629 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00082-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`03-00082-0000-00018`
Alternative APNs	`0300051B00050B` `030008200018`

Interior

Stories	2 Stories
Building Area	1,240 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	6,255 sqft (0.144 acres)
Lot Dimensions	139 ft deep x 45 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300051B00050B
Street Address	37 RALPH ST
City	BERGENFIELD
State	NJ
Zip	07621-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	45X139
Legal Subdivision	CHRISTIE MANOR SUB SEC 3
Legal Block	82
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	1
Census Block	1009
Census Tract	3300

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 RALPH ST, BERGENFIELD, NJ 07621-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2011 · Amount on Record
Deed Sale	Feb 16, 2011 · Amount on Record
Deed Document Number	20116712007
Deed Book / Page	671 / 2007
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	37 RALPH ST, BERGENFIELD, NJ 07621-1614
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042731419
Date	Jul 15, 2021
Book Page	4273/1419
Instrument	2021113976

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,600 (-) Land $156,100 Building $101,500	$257,600 (-) Land $156,100 Building $101,500
2025	$9,629.00 (+5.99%)	$257,600 (-) Land $156,100 Building $101,500	$257,600 (-) Land $156,100 Building $101,500
2024	$9,085.00 (+5.07%)
2023		$257,600 Land $156,100 Building $101,500	$257,600 Land $156,100 Building $101,500
2022	$8,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	19 (1999–2021)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20