37 Prospect St, Bristol, RI 02809 Property Records

Bristol Town property record for 37 Prospect St, Bristol, RI 02809

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,768 sqft · built 1920
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2023)
Tax Bill	$6,177 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`50-0085-95`

Property Details

APN / Parcel Number

Primary APN	`50-0085-95`
Alternative APNs	`BRIS M:31 L:30` `2464`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	2,892 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,344 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-0085-95
Street Address	37 PROSPECT ST
City	BRISTOL
State	RI
Zip	02809-3134
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-6
Legal Lot Number	30
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1022
Census Tract	30800

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 PROSPECT ST, BRISTOL, RI 02809-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Jun 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage EVOLVE BANK & TRUST
Jul 6, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Book / Page	2213 / 130
Prior Transfer Date	Jul 2, 2021
Prior Transfer Doc	002121-240
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	37 PROSPECT ST, BRISTOL, RI 02809-3134
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002280-153
Date	Apr 28, 2025
Book Page	2280/153
Instrument	2025-915

Lender

Name	LUMINATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Jun 5, 2023
Property Address	37 PROSPECT ST, BRISTOL, RI 02809-3134
Document Number	002213-130
Book / Page	2213 / 130
Instrument Date	Jun 5, 2023
Instrument	2023-5049
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020235050
Date	Jun 5, 2023
Instrument	2023-5050

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Jul 6, 2021
Property Address	37 PROSPECT ST, BRISTOL, RI 02809-3134
Document Number	002121-237
Book / Page	2121 / 237
Instrument Date	Jul 2, 2021
Instrument	11794
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 TRI POND CT, SOUTH KINGSTOWN, RI 02879-8105

Mortgage

Document Number	002121-240
Date	Jul 6, 2021
Book Page	2121/240
Instrument	11795

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,177.00 (+40.77%)
2025	$4,388.00 (+3.44%)	$317,500 (-) Land $127,200 Building $190,300
2023	$4,242.00 (+2.76%)	$317,500 (-) Land $127,200 Building $190,300
2022	$4,128.00	$317,500 Land $127,200 Building $190,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 units insured incl. 3 condo units
Nearby Flood Claims	9 (2010–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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