Kendall County property record for 37 Prospect Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,280 sqft · built 1920 |
| Lot Size | 0.448 acres (19,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (Feb 2019) |
| Tax Bill | $6,795 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-08-304-007 |
| Primary APN | 03-08-304-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,808 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,000 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 19,501 sqft (0.448 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 37 PROSPECT LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 RESUBD. OF LOT IN PROSPECT VILLA SEC. 8-37-8 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 08 |
| Legal Subdivision | PROSPECT VILLA |
| Legal Lot Number | 4 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 890301 |
37 Prospect Ln is owned and occupied by two individuals who bought it in February 2019.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 PROSPECT LN, OSWEGO, IL 60543-9418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Feb 13, 2019 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on File |
| Deed Sale | Feb 13, 2019 · Amount on File |
| Prior Sale | Sep 3, 1997 · Amount on File |
| Deed Document Number | 20191566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 37 PROSPECT LN, OSWEGO, IL 60543-9418 |
| Document Number | 0000014434 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | INDECOMM GLOBAL SERVICES, INDOCOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37 PROSPECT LN OSWEGO IL 605439418, OSWEGO, IL 60543-9418 |
| Document Number | 0000014434 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 14434 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 13, 2019 |
| Property Address | 37 PROSPECT LN, OSWEGO, IL 60543-9418 |
| Document Number | 0000001566 |
| Map Reference | MB 113 PG 536 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 201900001566 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CARRINGTON TITLE PARTNERS LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37 PROSPECT LN, OSWEGO, IL 60543-9418 |
| Document Number | 0000001567 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 201900001567 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate | 5.75% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,715 Land $19,117 Building $85,598 | $314,145 Land $57,351 Building $256,794 | |
| 2024 | $6,795.00 | ||
| 2022 | $74,649 Land $13,628 Building $61,021 | $223,947 Land $40,884 Building $183,063 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 37 Prospect Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37 Prospect Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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