Flagler County property record for 37 Postman Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,143 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Oct 2018) |
| Tax Bill | $1,724 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7028-00320-0350 |
| Primary APN | 07-11-31-7028-00320-0350 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,143 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 1,143 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 37 POSTMAN LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PC SEC 28 BLK 32 LT 35 OR 177 PG 608 OR 746 PG 136 OR 874 PG 1390 OR 963 PG 1423-CD OR 1744 PG 1158-DC FOR ROBERT OR 1744/1159-ERROR IN TITLE OR 1758/1212-CD OR 1761/37 OR 2002/1291-CD OR 2002/1292 OR 2180/1676 OR 2314/627 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALMCOAST SECTION 28 |
| Legal Block | 32 |
| Legal Lot Number | 35 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 60213 |
37 Postman Ln is owned and occupied by an individual who bought it in October 2018.
Source: Flagler County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 25, 2018 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Nov 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DONNA TOFAL DBPP/TR (CT) |
| Jan 12, 2017 | Warranty Deed, Transfer · Conventional with PMI RM 5 FIFTH AVENUE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on File |
| Deed Sale | Oct 25, 2018 · Amount on File |
| Prior Sale | Jan 12, 2017 · Amount on File |
| Deed Document Number | 201840144 |
| Deed Book / Page | 2314 / 627 |
| Prior Transfer Date | Mar 22, 2010 |
| Prior Transfer Doc | 0017610037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 37 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 37 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Document Number | 0026561376 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 2656/1376 |
| Instrument | 2022007153 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 25, 2018 |
| Property Address | 37 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Document Number | 0023140627 |
| Book / Page | 2314 / 0627 |
| Map Reference | MB9 PG58 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018040144 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,099.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 249, FLAGLER BEACH, FL 32136-0249 |
| Name | Verified Name |
|---|---|
| Address | 374 POSTMAN LANE, PALM COAST, FL 32164 |
| Document Number | 2018040145 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018040145 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 37 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Document Number | 0022421245 |
| Book / Page | 002242 / 001245 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | FLAGLER COUNTY ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 249 FLAGLER BEACH FL 321360249, FLAGLER BEACH, FL 32136-0249 |
| Document Number | 0022421245 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 002242/001245 |
| Instrument | 40624 |
| Name | DONNA TOFAL DBPP/TR (CT) |
|---|---|
| Address | 123 AVALON AVE, FLAGLER BEACH, FL 32136-3349 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Nov 19, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 12, 2017 |
| Property Address | 37 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Document Number | 0021801676 |
| Book / Page | 002180 / 001676 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 1373 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | FLAGLER COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2561 MOODY BLVD #A FLAGLER BEACH FL 321364425, A, FLAGLER BEACH, FL 32136-4425 |
| Document Number | 21801677 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 002180/001677 |
| Instrument | 1374 |
| Name | RM 5 FIFTH AVENUE LLC |
|---|---|
| Address | 2561 MOODY BLVD # A, FLAGLER BEACH, FL 32136-4425 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 11, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 37 Postman Ln was $1,724 with a homeowner's exemption, down 5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 (-5%) Homeowner's exemption | $138,058 | $231,028 Land $53,500 Building $177,528 |
| 2024 | $3,448.00 (+1.59%) | ||
| 2023 | $3,394.00 (+3.41%) Homeowner's exemption | $130,260 (+6.72%) | $225,252 (+11.74%) Land $44,000 Building $181,252 |
| 2022 | $3,282.00 Homeowner's exemption | $122,062 | $201,579 Land $43,500 Building $158,079 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37 Postman Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37 Postman Ln is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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