37 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 37 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,733 sqft · built 1982
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jun 1995)
Tax Bill	$9,211 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`21-00002-16-00040`

Property Details

APN / Parcel Number

Primary APN	`21-00002-16-00040`
Alternative APNs	`2100002001600040` `321640`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,733 sqft Living Area
1st Floor Area	914 sqft
Upper Floors Area	962 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Area	143 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	160 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	321640
Street Address	37 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	HOWELL
Legal Block	2.16
Legal Lot Number	40
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2017
Census Tract	811501

Owner

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 PINE NEEDLE ST, HOWELL, NJ 07731-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
May 14, 2019	Loan Modification, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 8, 1995 · Amount on Record
Deed Sale	Jun 8, 1995 · Amount on Record
Deed Book / Page	5414 / 861
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	37 PINE NEEDLE ST, HOWELL, NJ 07731-2647
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	NEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095317210
Date	Jul 30, 2021
Book Page	9531/7210
Instrument	2021116271

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	37 PINE NEEDLE ST, HOWELL, NJ 07731-2647
Document Number	0000064351
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 PINE NEEDLE ST HOWELL NJ 077312647, HOWELL, NJ 07731-2647

Mortgage

Document Number	0000064351
Date	Jul 18, 2019
Book Page	009358/005155
Instrument	64351

Lender

Name	SANTANDER BK NA
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,300 (+7.8%) Land $372,500 Building $206,800	$579,300 (+7.8%) Land $372,500 Building $206,800
2025	$9,211.00 (+5.35%)	$537,400 (+25.27%) Land $332,500 Building $204,900	$537,400 (+25.27%) Land $332,500 Building $204,900
2024	$8,743.00 (+16.45%)
2023		$429,000 Land $232,500 Building $196,500	$429,000 Land $232,500 Building $196,500
2022	$7,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Xfinity.

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