37 Pine Cone Ct, Sapphire, NC 28774 Property Records

Transylvania County property record for 37 Pine Cone Ct, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,914 sqft · built 2002
Lot Size	0.49 acres (21,132 sqft)
Owner	2 Trust Names on File
Last Sale	$632,500 (Nov 2022)
Tax Bill	$3,423 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8501-36-1479-000`

Property Details

APN / Parcel Number

Primary APN	`8501-36-1479-000`
Alternative APNs	`70506610` `70571870`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,914 sqft Heated Area
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	21,132 sqft (0.49 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70571870
Street Address	37 PINE CONE CT
City	SAPPHIRE
State	NC
Zip	28774-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P3 L287 PINE CONE COURT
Legal Subdivision	WHISPER LAKE
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	HOGBACK
Census Block Group	1
Census Block	1029
Census Tract	960601

Owner

37 Pine Cone Ct is held in a trust since November 2022.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4653 RIVERWALK VILLAGE CT, PONCE INLET, FL 32127-2700
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 14, 2022	Warranty Deed, Transfer
Jan 11, 2022	Warranty Deed, Transfer
Feb 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	20227113
Deed Book / Page	1060 / 483
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	37 PINE CONE CT, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4653 RIVERWALK VILLAGE CT, PONCE INLET, FL 32127-2700

Mortgage

Document Number	0010680143
Date	Feb 6, 2023
Book Page	1068/143
Instrument	2023000568

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Nov 14, 2022
Property Address	37 PINE CONE CT, SAPPHIRE, NC 28774
Document Number	0010600483
Book / Page	1060 / 483
Map Reference	FILE 19 SL 369
Instrument Date	Nov 14, 2022
Instrument	2022007113
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$1,265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 S WASHINGTON BLVD # 333, 242, SARASOTA, FL 34236-6943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4653 RIVERWALK VILLAGE CT, PONCE INLET, FL 32127-2700

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jan 11, 2022
Property Address	37 PINE CONE CT, SAPPHIRE, NC 28774
Document Number	0010190104
Book / Page	1019 / 104
Map Reference	FILE 19 SL 369
Instrument Date	Dec 30, 2021
Instrument	2022000241
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 S WASHINGTON BLVD # 333, 242, SARASOTA, FL 34236-6943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 S WASHINGTON BLVD # 333, 333, SARASOTA, FL 34236-6943

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Feb 17, 2020
Property Address	37 PINE CONE CT, SAPPHIRE, NC 28774
Document Number	0009100598
Book / Page	000910 / 000598
Instrument Date	Jan 30, 2020
Instrument	824
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	242 S WASHINGTON BLVD #333 SARASOTA FL 342366943, 333, SARASOTA, FL 34236-6943

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Dec 23, 2019
Property Address	37 PINE CONE CT, SAPPHIRE, NC 28774
Document Number	0009050378
Book / Page	905 / 378
Map Reference	FILE 19 SL 369
Instrument Date	Dec 20, 2019
Instrument	2019006801
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5425 S US HIGHWAY 1, 5425, GRANT, FL 32949-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 S WASHINGTON BLVD # 333, 333, SARASOTA, FL 34236-6943

Mortgage

Document Number	2019006802
Date	Dec 23, 2019
Instrument	2019006802

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 37 Pine Cone Ct was $3,423.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,423.00	$712,490 Land $50,000 Building $662,490	$712,490 Land $50,000 Building $662,490
2023	$2,746.00	$417,250 Land $50,000 Building $367,250	$417,250 Land $50,000 Building $367,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Pine Cone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Pine Cone Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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