37 Pentwater Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 37 Pentwater Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,095 sqft · built 2025
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$406,500 (Jul 2025)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026941-3020`

Property Details

APN / Parcel Number

Primary APN	`026941-3020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,095 sqft Living Area
Gross Area	2,691 sqft
1st Floor Area	1,144 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	37 PENTWATER RD
City	ST AUGUSTINE
State	FL
Zip	32092-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	128/5-12 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 1A REPLAT LOT 302 OR6177/213
Legal Subdivision	SILVER FALLS (SILVERLEAF PARCEL 22A) PHA
Legal Block	1
Legal Lot Number	302
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4006
Census Tract	20908

Owner

Source: St. Johns County records · APN 026941-3020

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 PENTWATER RD, SAINT AUGUSTINE, FL 32092-1323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2025 · Amount on Record
Deed Sale	Jul 01, 2025 · Amount on Record
Deed Document Number	202552291
Deed Book / Page	6177 / 213
Record Updated	Jun 08, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 01, 2025
Property Address	37 PENTWATER RD, SAINT AUGUSTINE, FL 32092-1323
Document Number	0061770213
Book / Page	6177 / 213
Map Reference	MB 4743 PG 1063
Instrument Date	Jun 27, 2025
Instrument	2025052291
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,845.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 200, 200, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 PENTWATER RD, ST AUGUSTINE, FL 32092-1323

Mortgage

Document Number	0006177217
Date	Jul 01, 2025
Instrument	6177/217

Lender

Name	BANCO DO BRASIL AMERICAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 01, 2028
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Max Rate	12.7%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,062 (+306.74%) Land $100,000 Building $266,062	$366,062 (+306.74%) Land $100,000 Building $266,062
2025	$1,546.00 (+76.28%)	$90,000 (+28.57%)	$90,000 (+28.57%) Land $90,000
2024	$877.00	$70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 38% of Florida
Wildfire Likelihood	About 1 in 500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.