Lackawanna County property record for 37 Owego St, #39, Simpson, PA 18407
| Property Type | Single Family Home |
|---|---|
| Details | 1,668 sqft · built 1920 |
| Lot Size | 0.123 acres (5,377 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,000 (May 2014) |
| Tax Bill | $13,069 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03511020027 |
| Primary APN | 03511020027 |
|---|
| Building Area | 1,668 sqft Total Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 5,377 sqft (0.123 acres) |
| Lot Dimensions | 50 ft deep x 81 ft wide |
| Street Address | 37 OWEGO ST, 39 |
|---|---|
| City | CARBONDALE |
| State | PA |
| Zip | 18407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81X50X90X75 W-01 B-003 L-012 |
| Legal Block | 3 |
| Legal Lot Number | 120 |
| Jurisdiction | LACKAWANNA PA |
| Township / Civil Division | FELL |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 110100 |
Source: Lackawanna County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 OWEGO ST, CARBONDALE, PA 18407-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 28, 2023 | Intrafamily Transfer, Transfer |
| Mar 24, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIFIRST BK |
| Mar 30, 2018 | Loan Modification, Mortgage GATEWAY FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2014 · Amount on Record |
| Deed Sale | May 21, 2014 · Amount on Record |
| Prior Sale | Oct 25, 2006 · Amount on Record |
| Deed Document Number | 20147190 |
| Prior Transfer Date | Oct 10, 2006 |
| Prior Transfer Doc | 0000029366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Property Address | 37 OWEGO ST # 39, 39, SIMPSON, PA 18407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 39 OWEGO ST, SIMPSON, PA 18407-1240 |
| Document Number | 0000011790 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 202511790 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | 521 MAIN ST, FOREST CITY, PA 18421 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 23, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Property Address | 37 OWEGO ST # 39, 39, SIMPSON, PA 18407-1240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004667 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 202304667 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Recording Date | Mar 28, 2023 |
| Property Address | 37 OWEGO ST # 39, 39, SIMPSON, PA 18407-1240 |
| Document Number | 0000004220 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 202304220 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 OWEGO ST, SIMPSON, PA 18407-1240 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Property Address | 37-39 OWEGO ST, SIMPSON, PA 18407 |
| Document Number | 0000007775 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39 OWEGO ST CHILDS PA 184071240, CHILDS, PA 18407-1240 |
| Document Number | 0000007775 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 7775 |
| Name | MIFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Property Address | 37-39 OWEGO ST, SIMPSON, PA 18407 |
| Document Number | 0000006099 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 39 OWEGO ST SIMPSON PA 184071240, SIMPSON, PA 18407-1240 |
| Document Number | 0000006099 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 6099 |
| Name | GATEWAY FNDG |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|
Source: Lackawanna County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lackawanna County |
| County Subdivision | Fell Township |
| Unified School District | Carbondale Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,069.00 (+857.44%) Homeowner's exemption | $93,030 (+1,331.23%) Land $16,940 Building $76,090 | |
| 2024 | $1,365.00 | $6,500 Building $6,500 | $93,030 (+1,331.23%) Land $16,940 Building $76,090 |
| $6,500 Building $6,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (2003–2006) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMER WATER CO BROWNELL private · serves 12,560 people · EPA ID PA2359001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Adams CATV Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| ICON Technologies Fixed Wireless | 100 / 50 |
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