37 Optima, San Clemente, CA 92672 Property Records

Orange County property record for 37 Optima, San Clemente, CA 92672 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage1,799 sqft Living Area
Lot Size3,230 sqft (0.074 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2010)
Tax Bill$5,836.00 (2025)

Owner

Source: Orange County records · APN 690-601-51

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address37 OPTIMA, SAN CLEMENTE, CA 92672-9407
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jan 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2010 · Amount on Record
Deed SaleNov 16, 2010 · Amount on Record
Prior SaleJun 30, 2010 · Amount on Record
Deed Doc Number2010000611540
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address37 OPTIMA, SAN CLEMENTE, CA 92672-9407
Transaction TypeMortgage
Record UpdatedDec 19, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 OPTIMA, SAN CLEMENTE, CA 92672-9407

Mortgage

Document Number0000398352
DateDec 06, 2022
Instrument2022000398352
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address37 OPTIMA, SAN CLEMENTE, CA 92672-9407
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001345
DateJan 02, 2020
Instrument2020000001345
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address37 OPTIMA, SAN CLEMENTE, CA 92672-9407
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 OPTIMA, SAN CLEMENTE, CA 92672-9407

Mortgage

Document Number0000615671
DateOct 29, 2020
Instrument2020000615671
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,836.00 (+3.9%)$576,524 (+4.04%) Land $362,821 Building $213,703
2023$5,617.00 (+1.92%)$554,138 Land $348,733 Building $205,405
2022$5,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN690-601-51

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,799 sqft Living Area

Exterior

Year BuiltBuilt 1989
Lot Area3,230 sqft (0.074 acres)
Parking Spaces2 Parking Spaces
Garage Area444 sqft Garage

Location & Zoning

Street Address37 OPTIMA
CitySAN CLEMENTE
StateCA
Zip92672-9407
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 12883 BLK LOT 78
Legal Subdivision12883
Legal Tract12883
Legal Lot Number78
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup2
Census Block2009
Census Tract42109

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