37 North St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 37 North St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1930
Lot Size	0.246 acres (10,729 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jul 2021)
Tax Bill	$7,872 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`04-00018-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`04-00018-0000-00006`
Alternative APN	`040001800006`

Interior

Stories	2 Stories
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	10,729 sqft (0.246 acres)
Lot Dimensions	147 ft deep x 73 ft wide

Location & Zoning

Street Address	37 NORTH ST
City	BOUND BROOK
State	NJ
Zip	08805-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	BOUND BROOK
Legal Block	18
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	3
Census Block	3013
Census Tract	51200

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	37 NORTH ST, BOUND BROOK, NJ 08805-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed, Transfer · FHA Mortgage GET A RATE LLC
Jan 24, 2020	Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	202140916
Deed Book / Page	7359 / 980
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 6, 2021
Property Address	37 NORTH ST, BOUND BROOK, NJ 08805-1811
Document Number	0000040916
Book / Page	7359 / 980
Map Reference	MAP 138
Instrument Date	Jun 9, 2021
Instrument	2021040916
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 JERUSALEM RD, 514, SCOTCH PLAINS, NJ 07076-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 NORTH ST, BOUND BROOK, NJ 08805-1811

Mortgage

Document Number	0000040917
Date	Jul 6, 2021
Instrument	2021040917

Lender

Name	GET A RATE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 24, 2020
Property Address	37 NORTH ST, BOUND BROOK, NJ 08805-1811
Document Number	0000003694
Book / Page	7184 / 2670
Instrument Date	Jan 7, 2020
Instrument	2020003694
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,403.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3726 MANSON PIKE APT 722, 3726, MURFREESBORO, TN 37129-3045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 NORTH ST, BOUND BROOK, NJ 08805-1811

Mortgage

Document Number	0000003695
Date	Jan 24, 2020
Instrument	2020003695

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Margin	5
Max Rate	12.2%

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,200 (+11.63%) Land $200,400 Building $197,800	$398,200 (+11.63%) Land $200,400 Building $197,800
2025	$7,872.00 (+4.57%)	$356,700 (+17.8%) Land $180,400 Building $176,300	$356,700 (+17.8%) Land $180,400 Building $176,300
2024	$7,528.00 (+12.19%)
2023		$302,800 Land $135,400 Building $167,400	$302,800 Land $135,400 Building $167,400
2022	$6,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	590 (1979–2021)
Claims Outside the SFHA	83 of 590
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Apr 2010 · 119 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 198 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 147 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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