37 N Ayer St, Harvard, IL 60033 Property Records

McHenry County property record for 37 N Ayer St, Harvard, IL 60033

Property Summary

Property Type	Commercial
Lot Size	0.063 acres (2,741 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Apr 2026)
Tax Bill	$4,751 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-35-411-009`

Property Details

APN / Parcel Number

Primary APN	`01-35-411-009`

Exterior

Lot Area	2,741 sqft (0.063 acres)

Location & Zoning

Street Address	N AYER ST
City	HARVARD
State	IL
Zip	60033
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2015R0025303 & 1996R0046723 LT 10 BLK 5 ORIG PLAT CITY OF HARVARD MEMO: LENHART, FRANK L REV TR - 1/2 INT PER DOC 2015R0025303 & 1/2 INT PER DOC 1996R0046723
Legal Subdivision	ORIG PLAT CITY OF HARVARD
Legal Tract	1
Legal Block	5
Legal Lot Number	10
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3001
Census Tract	870302

Owner

Source: McHenry County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	20932 BURR OAK RD, CAPRON, IL 61012-9617
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Nov 13, 2025	Deed, Transfer · Line of Credit SAUK VALLEY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Nov 13, 2025 · Amount on Record
Deed Document Number	202610267
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 16, 2026
Document Number	0000010267
Instrument Date	Apr 16, 2026
Instrument	2026.10267
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$71,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	20932 BURR OAK RD, CAPRON, IL 61012-9617

Mortgage

Document Number	0000010268,
Date	Apr 16, 2026
Instrument	2026.10268

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	7%
Max Rate	-1%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 13, 2025
Property Address	37 N AYER ST, HARVARD, IL 60033-2859
Document Number	0000032053
Map Reference	MB 17 PG 64
Instrument Date	Oct 31, 2025
Instrument	2025R0032053
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6690 MOODY RD, ROCKTON, IL 61072-9613
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032054
Date	Nov 13, 2025
Instrument	2025R0032054

Lender

Name	SAUK VALLEY BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	7.45%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,751.00	$52,997 (+15.33%) Land $7,633 Building $45,364	$158,991 (+15.33%) Land $22,899 Building $136,092
2022		$45,951 Land $6,900 Building $39,051	$137,853 Land $20,700 Building $117,153

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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