37 Main St, Esopus, NY 12429 Property Records

Ulster County and Esopus Town property record for 37 Main St, Esopus, NY 12429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jan 2026)
Tax Bill	$9,610 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Jun 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`126360.211`

Property Details

APN / Parcel Number

Primary APN	`126360.211`
Alternative APN	`512200 72.9-2-22.110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	302 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	126360.211
Street Address	37 MAIN ST
City	ESOPUS
State	NY
Zip	12429-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Block	2
Legal Lot Number	22.110
Jurisdiction	ULSTER NY
Township / Civil Division	ESOPUS
Census Block Group	2
Census Block	2002
Census Tract	952600

Owner

37 Main St is owned and occupied by two individuals who bought it in January 2026.

Source: Ulster County and Esopus Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 MAIN ST, ESOPUS, NY 12429-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2024	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Jan 27, 2026	Deed, Transfer · Conventional Mortgage HUDSON VALLEY FCU
Feb 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit HUDSON VLY CU
May 18, 2020	Grant Deed, Transfer · Conventional Mortgage HUDSON VLY CU
Feb 19, 2020	Loan Modification, Mortgage · Conventional with PMI ULSTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	May 18, 2020 · Amount on File
Deed Document Number	20261010
Deed Book / Page	7584 / 111
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	37 MAIN ST, ESOPUS, NY 12429-2510
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008914
Date	Aug 15, 2024
Book Page	13350/1
Instrument	2024-8914

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2044

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	37 MAIN ST, ESOPUS, NY 12429-2510
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012972
Date	Jun 29, 2021
Book Page	12488/247
Instrument	2021-12972

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jan 27, 2026
Property Address	37 MAIN ST, ESOPUS, NY 12429-2510
Document Number	0000001010
Book / Page	7584 / 111
Instrument Date	Jan 21, 2026
Instrument	2026-1010
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 MAIN ST, ESOPUS, NY 12429-2510

Mortgage

Document Number	0000001011
Date	Jan 27, 2026
Instrument	2026-1011

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	37 MAIN ST, ESOPUS, NY 12429
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003027
Date	Feb 28, 2020
Book Page	12009/223
Instrument	2020-3027

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	37 MAIN ST, ESOPUS, NY 12429
Document Number	0000010168
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 MAIN ST ESOPUS NY 12429, ESOPUS, NY 12429

Mortgage

Document Number	0000010168
Date	Jul 30, 2020
Book Page	012123/000148
Instrument	10168

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 29, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	May 18, 2020
Property Address	37 MAIN ST, ESOPUS, NY 12429
Document Number	0000006457
Book / Page	006603 / 000133
Instrument Date	May 7, 2020
Instrument	6457
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	NORTH RIVER ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	541 FALLEN LEAF CT MYRTLE BEACH SC 295884647, MYRTLE BEACH, SC 29588-4647

Mortgage

Document Number	6458
Date	May 18, 2020
Book Page	012063/000243
Instrument	6458

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	37 MAIN ST, ESOPUS, NY 12429
Document Number	0000003028
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 MAIN ST ESOPUS NY 12429, ESOPUS, NY 12429

Mortgage

Document Number	0000003028
Date	Feb 28, 2020
Book Page	006568/000001
Instrument	3028

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 37 Main St was $9,610, up 3.6% from the year before.

Source: Ulster County and Esopus Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Esopus Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,610.00 (+3.6%)	$247,382 (-) Land $39,360 Building $208,022	$485,063 (+15.69%) Land $77,177 Building $407,886
2024	$9,276.00 Additional exemption filed	$247,382 (+6%) Land $39,360 Building $208,022	$419,292 (+11.39%) Land $66,712 Building $352,580
2023		$233,382 (-) Land $39,360 Building $194,022	$376,423 (+12.9%) Land $63,484 Building $312,939
2022		$233,382 Land $39,360 Building $194,022	$333,403 Land $56,229 Building $277,174
2021	$2,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK CREEK APTS private · serves 80 people · EPA ID NY5520381
Water Source	Groundwater
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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