Essex County and Merrimac Town property record for 37 Locust St, Merrimac, MA 01860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,922 sqft · built 1985 |
| Lot Size | 0.732 acres (31,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Nov 2003) |
| Tax Bill | $7,463 (2026) |
| Deeds & Mortgages | Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MERR M:0022 B:0001 L:002-C |
| Primary APN | MERR M:0022 B:0001 L:002-C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| Gross Area | 3,356 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 990 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,899 sqft (0.732 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 37 LOCUST ST |
|---|---|
| City | MERRIMAC |
| State | MA |
| Zip | 01860-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 1 |
| Legal Lot Number | 2-C |
| Jurisdiction | MERRIMAC MA |
| Township / Civil Division | MERRIMAC |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 262100 |
37 Locust St is owned and occupied by an individual who bought it in November 2003.
Source: Essex County and Merrimac Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37 LOCUST ST, MERRIMAC, MA 01860-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2003 · Amount on File |
| Deed Sale | Nov 13, 2003 · Amount on File |
| Deed Book / Page | 22060 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 37 LOCUST ST, MERRIMAC, MA 01860-1928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37278-416 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 37278/416 |
| Instrument | 20190117000410 |
| Name | WEBSTER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 37 Locust St was $7,463, up 1.1% from the year before.
Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Merrimac Town |
| Unified School District | Pentucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,463.00 (+1.1%) | $565,800 (+1.56%) Land $317,500 Building $247,300 | $632,403 (+28.41%) |
| 2025 | $7,382.00 (+1.95%) | $557,100 (+3.86%) Land $317,500 Building $239,600 | $492,480 |
| 2024 | $7,241.00 (+7.91%) | $536,400 (+18.07%) Land $299,900 Building $236,500 | |
| 2023 | $6,710.00 | $454,300 Land $254,000 Building $200,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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