37 Locust Ave, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 37 Locust Ave, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,444 sqft · built 1905
Lot Size	0.146 acres (6,351 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Feb 2019)
Tax Bill	$12,822 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-00083-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`07-00083-0000-00012`
Alternative APN	`070008300012`

Interior

Total Rooms	29 Rooms
Stories	2 Stories
Building Area	1,444 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	6,351 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide

Location & Zoning

Street Address	37 LOCUST AVE
City	KEARNY
State	NJ
Zip	07032-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ADDITIONAL LOTS: H EXP END 2028
Legal Subdivision	KEARNY
Legal Block	83
Legal Lot Number	12
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

37 Locust Ave is owned and occupied by an individual who bought it in February 2019.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	37 LOCUST AVE, KEARNY, NJ 07032-2204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 3, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Feb 13, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2019 · Amount on File
Deed Sale	Feb 13, 2019 · Amount on File
Prior Sale	Jul 26, 2002 · Amount on File
Deed Document Number	201910014870
Deed Book / Page	9380 / 364
Prior Transfer Date	Jan 31, 1997
Prior Transfer Doc	0000002289
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	37 LOCUST AVE, KEARNY, NJ 07032-2204
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220908060128860
Date	Sep 8, 2022
Book Page	20340/220
Instrument	20220908060128860

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	37 LOCUST AVE, KEARNY, NJ 07032-2204
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 LOCUST AVE, KEARNY, NJ 07032-2204

Mortgage

Document Number	20210924060197740
Date	Sep 24, 2021
Book Page	20071/287
Instrument	20210924060197740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	37 LOCUST AVE, KEARNY, NJ 07032-2204
Document Number	0060054880
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 LOCUST AVE KEARNY NJ 070322204, KEARNY, NJ 07032-2204

Mortgage

Document Number	0060054880
Date	May 7, 2020
Book Page	019598/000730
Instrument	60054880

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Feb 13, 2019
Property Address	37 LOCUST AVE, KEARNY, NJ 07032-2204
Document Number	0010014870
Book / Page	009380 / 000364
Instrument Date	Jan 29, 2019
Instrument	10014870
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 LOCUST AVE KEARNY NJ 070322204, KEARNY, NJ 07032-2204

Mortgage

Document Number	60018430
Date	Feb 13, 2019
Book Page	019330/000461
Instrument	60018430

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 37 Locust Ave was $12,822 with a homeowner's exemption, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,200 (-) Land $49,500 Building $83,700	$118,200 (-) Land $49,500 Building $83,700
2025	$12,822.00 (+1.34%)	$118,200 Land $49,500 Building $83,700	$118,200 Land $49,500 Building $83,700
2024	$12,653.00
2023		$108,100 Land $49,500 Building $58,600	$108,100 Land $49,500 Building $58,600
2022	$11,395.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 37 Locust Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 37 Locust Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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