37 Lackey Rd, Kelso, TN 37348 Property Records

Lincoln County property record for 37 Lackey Rd, Kelso, TN 37348

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,391 sqft · built 1994
Lot Size	8.93 acres (389,426 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Dec 2025)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052112 01602`

Property Details

APN / Parcel Number

Primary APN	`052112 01602`
Alternative APN	`112 01602`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,391 sqft Living Area
1st Floor Area	1,711 sqft
Upper Floors Area	680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	389,426 sqft (8.93 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	37 LACKEY RD
City	KELSO
State	TN
Zip	37348-6072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R04
Jurisdiction	LINCOLN TN
Township / Civil Division	7
Census Block Group	1
Census Block	1044
Census Tract	975500

Owner

37 Lackey Rd is owned by an individual who bought it in December 2025.

Source: Lincoln County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	722 COLUMBIA AVE, FRANKLIN, TN 37064-2828
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Mar 23, 2018	Deed of Trust, Mortgage · FHA Mortgage REFI.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Feb 27, 2003
Deed Document Number	25005636
Deed Book / Page	J17 / 107
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	Dec 16, 2025
Property Address	37 LACKEY RD, KELSO, TN 37348-6072
Document Number	000J17/107
Book / Page	J17 / 107
Instrument Date	Dec 12, 2025
Instrument	25005636
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 COLUMBIA AVE, FRANKLIN, TN 37064-2828

Mortgage

Document Number	0025005637
Date	Dec 16, 2025
Instrument	25005637

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	37 LACKEY RD, KELSO, TN 37348-6072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001082
Date	Mar 6, 2020
Book Page	TD794/88
Instrument	20001082

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	37 LACKEY RD, KELSO, TN 37348-6072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000626
Date	Feb 13, 2019
Book Page	TD775/754
Instrument	19000626

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	37 LACKEY RD, KELSO, TN 37348-6072
Document Number	0000001340
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 LACKEY RD KELSO TN 373486072, KELSO, TN 37348-6072

Mortgage

Document Number	0000001340
Date	Apr 9, 2018
Book Page	000762/000390
Instrument	1340

Lender

Name	REFI.COM
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 37 Lackey Rd was $1,596.

Source: Lincoln County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00	$84,025 (-) Land $22,450 Building $61,575
2024	$1,596.00	$84,025 Land $22,450 Building $61,575	$336,100 Land $89,800 Building $246,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 Lackey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Lackey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fayetteville Public Utilities Fiber	1,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lackey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures