Middlesex County and Reading Town property record for 37 Joseph Way, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,085 sqft · built 1958 |
| Lot Size | 0.404 acres (17,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,079,000 (Jul 2025) |
| Tax Bill | $9,892 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Refinance Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:044.0-0000-0070.0 |
| Primary APN | READ M:044.0-0000-0070.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,085 sqft Living Area |
| Gross Area | 4,172 sqft |
| Basement Area | 1,926 sqft |
| Unfinished Basement | 867 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,598 sqft (0.404 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1910000000470 |
|---|---|
| Street Address | 37 JOSEPH WAY |
| City | READING |
| State | MA |
| Zip | 01867-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 JOSEPH WAY, READING, MA 01867-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 11, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Aug 1, 2022 | Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Nov 15, 2017 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Aug 1, 2022 · Amount on Record |
| Deed Book / Page | 84348 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 11, 2025 |
| Property Address | 37 JOSEPH WAY, READING, MA 01867-1040 |
| Document Number | 084348-203 |
| Book / Page | 84348 / 203 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 80975 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37 JOSEPH WAY, READING, MA 01867-1040 |
| Document Number | 0000080976 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 80976 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 1, 2022 |
| Property Address | 37 JOSEPH WAY, READING, MA 01867-1040 |
| Document Number | 080513-433 |
| Book / Page | 80513 / 433 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 116855 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37 JOSEPH WAY, READING, MA 01867-1040 |
| Document Number | 0000116856 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 116856 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 37 JOSEPH WAY, READING, MA 01867-1040 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 070235-396 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 70235/396 |
| Instrument | 185662 |
| Name | CENTURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2037 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,892.00 (+1.53%) | $902,600 (+5.52%) Land $538,800 Building $363,400 | $1,026,258 (+1.06%) |
| 2025 | $9,743.00 (+1.16%) | $855,400 (+4.09%) Land $510,600 Building $344,800 | $1,015,455 (-7.23%) |
| 2024 | $9,631.00 (-5.31%) | $821,800 (+1.72%) Land $490,500 Building $331,300 | $1,094,590 |
| 2023 | $10,171.00 | $807,900 Land $442,300 Building $365,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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