37 John St, Waterville, OH 43566 Property Records

Lucas County property record for 37 John St, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1947
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Nov 2022)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-09064`

Property Details

APN / Parcel Number

Primary APN	`96-09064`
Alternative APN	`46041001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	382 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37 JOHN ST
City	WATERVILLE
State	OH
Zip	43566-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	FOWLERS ADDITION LOT 6
Legal Subdivision	FOWLERS ADDITION
Legal Lot Number	6
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2006
Census Tract	8906

Owner

37 John St is owned and occupied by an individual who bought it in November 2022.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	37 JOHN ST, WATERVILLE, OH 43566-1038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Prior Sale	Jul 1, 2016 · Amount on File
Deed Document Number	22109091
Record Updated	Jun 8, 2026

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 8, 2022
Property Address	37 JOHN ST, WATERVILLE, OH 43566-1038
Document Number	0000048437
Instrument Date	Oct 20, 2022
Instrument	202211080048437
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	37 JOHN ST, WATERVILLE, OH 43566-1038

Mortgage

Document Number	0000048438
Date	Nov 8, 2022
Instrument	202211080048438

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 37 John St was $2,517 with a homeowner's exemption, up 4.4% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,517.00 (+4.4%) Homeowner's exemption	$69,370 (-) Land $10,920 Building $58,450
2024	$2,411.00 (+52.02%) Homeowner's exemption	$69,370 (+47.47%) Land $10,920 Building $58,450	$198,200 Land $31,200 Building $167,000
2023	$1,586.00 (-38.86%) Homeowner's exemption	$47,040 (-) Land $9,765 Building $37,275
2022	$2,594.00 Homeowner's exemption	$47,040 Land $9,765 Building $37,275
2021			$134,400 Land $27,900 Building $106,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 37 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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