37 High St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 37 High St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Lot Size	0.463 acres (20,160 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Nov 1994)
Tax Bill	$14,045 (2025)
Deeds & Mortgages	Oct 2022 Refinance Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00038 B:00108 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00038 B:00108 L:00000`

Exterior

Lot Area	20,160 sqft (0.463 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	37 HIGH ST
City	ANDOVER
State	MA
Zip	01810-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	108
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1004
Census Tract	254200

Owner

37 High St is owned and occupied by an individual who bought it in November 1994.

Source: Essex County and Andover Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	37 HIGH ST, ANDOVER, MA 01810-3527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 1994 · Amount on File
Deed Sale	Nov 23, 1994 · Amount on File
Deed Book / Page	4169 / 317
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	37 HIGH ST, ANDOVER, MA 01810-3527
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017595-110
Date	Oct 14, 2022
Book Page	17595/110
Instrument	24048

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	37 HIGH ST, ANDOVER, MA 01810-3527
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16865-260
Date	Apr 7, 2021
Book Page	16865/260
Instrument	11572

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 37 High St was $14,045, down 8.7% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,045.00 (-8.7%)	$1,124,500 (-5.85%) Land $365,400 Building $759,100	$894,324
2024	$15,384.00 (+16.6%)	$1,194,400 (+23.66%) Land $356,600 Building $837,800
2023	$13,194.00	$965,900 Land $330,300 Building $635,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 37 High St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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