37 Gray St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 37 Gray St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1960
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jul 2017)
Tax Bill	$15,826 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04511-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`13-04511-0000-00005`
Alternative APN	`130451100005`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130451100005
Street Address	37 GRAY ST
City	MONTCLAIR
State	NJ
Zip	07042-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X102 IRR
Legal Subdivision	GRAY STREET
Legal Block	4511
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	16500

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 GRAY ST, MONTCLAIR, NJ 07042-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Jul 20, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	201762804
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	37 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	0000100500
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	WESTMINSTER ABSTRACT COMPANY, WESTMINSTER ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 GRAY ST MONTCLAIR NJ 070425025, MONTCLAIR, NJ 07042-5025

Mortgage

Document Number	0000100500
Date	Oct 13, 2020
Instrument	100500

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 20, 2017
Property Address	37 GRAY ST, MONTCLAIR, NJ 07042-5025
Document Number	0000062804
Instrument Date	Jun 26, 2017
Instrument	62804
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 GEAY ST MONTCLAIR NJ 07042, MONTCLAIR, NJ 07042

Mortgage

Document Number	62816
Date	Jul 20, 2017
Instrument	62816

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,100 (-) Land $325,600 Building $124,500	$450,100 (-) Land $325,600 Building $124,500
2025	$15,826.00 (+3.33%)	$450,100 (-) Land $325,600 Building $124,500	$450,100 (-) Land $325,600 Building $124,500
2024	$15,316.00 (+3.49%)
2023		$450,100 Land $325,600 Building $124,500	$450,100 Land $325,600 Building $124,500
2022	$14,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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