37 Gray St, Covington, PA 16917 Property Records

Tioga County property record for 37 Gray St, Covington, PA 16917

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,909 sqft · built 1915
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jan 2022)
Tax Bill	$1,426 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`28/01B00/062B/000`

Property Details

APN / Parcel Number

Primary APN	`28/01B00/062B/000`
Alternative APN	`00024145`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,909 sqft Living Area
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Detached
Garage Area	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00024145
Street Address	37 GRAY ST
City	COVINGTON
State	PA
Zip	16917-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	TIOGA PA
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1042
Census Tract	950500

Owner

37 Gray St is owned by an individual who bought it in January 2022.

Source: Tioga County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1163 S MAIN ST, MANSFIELD, PA 16933-9537
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed, Transfer · Conventional Mortgage FIRST CITIZENS COMMUNITY BANK
Jan 30, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Jan 30, 2020 · Amount on File
Deed Document Number	2022216
Record Updated	Jun 8, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Jan 7, 2022
Property Address	37 GRAY ST, COVINGTON, PA 16917-9494
Document Number	0202200216
Instrument Date	Jan 7, 2022
Instrument	202200216
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	SIX WEST SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 GRAY ST, COVINGTON, PA 16917-9494

Mortgage

Document Number	0202200217
Date	Jan 7, 2022
Instrument	202200217

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TIOGA PA
Recording Date	Jan 30, 2020
Property Address	37 GRAY ST, COVINGTON, PA 16917-9494
Document Number	0202000710
Map Reference	VOL 588 PG 651
Instrument Date	Jan 17, 2020
Instrument	202000710
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 REGENT BLVD STE 200, 200, IRVING, TX 75063-2296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6570 KREKLIE RD, YORK, PA 17403

Tax Assessment & Valuation

The 2026 property tax bill for 37 Gray St was $1,426.

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Putnam Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,426.00	$100,070 Land $18,910 Building $81,160
2024	$2,244.00	$100,070 Land $18,910 Building $81,160
2023			$100,070 Land $18,910 Building $81,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Gray St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Gray St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gray St

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