Orange County and Monroe Town property record for 37 Frances Ln, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,488 sqft · built 2002 |
| Lot Size | 1.07 acres (46,618 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $428,552 (Feb 2003) |
| Tax Bill | $14,046 (2024) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 334089 19-1-12 |
| Primary APN | 334089 19-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,488 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| 2nd Floor Area | 1,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 46,618 sqft (1.07 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 19-1-12 |
|---|---|
| Street Address | 37 FRANCES LN |
| City | MONROE |
| State | NY |
| Zip | 10950-2649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-15 |
| Legal Description | LT 8 TWIN LAKES EST SUB MAP 92-01 |
| Legal Subdivision | TWIN LAKES EST |
| Legal Block | 1 |
| Legal Lot Number | 12.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 14201 |
37 Frances Ln is owned and occupied by two individuals who bought it in February 2003.
Source: Orange County and Monroe Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 FRANCES LN, MONROE, NY 10950-2649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2003 · Amount on File |
| Deed Sale | Feb 26, 2003 · Amount on File |
| Deed Book / Page | 6209 / 186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 37 FRANCES LN, MONROE, NY 10950-2649 |
| Document Number | 0000000112 |
| Book / Page | 014160 / 001313 |
| Instrument Date | Dec 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 37 FRANCES LN MONROE NY 109502649, MONROE, NY 10950-2649 |
| Document Number | 0000000112 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 014160/001313 |
| Instrument | 112 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,300 Land $21,100 Building $50,200 | $659,600 | |
| 2024 | $14,046.00 | ||
| 2023 | $71,300 Land $21,100 Building $50,200 | $581,600 Land $172,114 Building $409,486 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 37 Frances Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1978–2025) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37 Frances Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANSION RIDGE WATER COMPANY private · serves 276 people · EPA ID NY3530065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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