Albany County and Colonie Town property record for 37 Fox Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,159 sqft · built 1919 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,900 (Jun 1993) |
| Tax Bill | $3,925 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.7-8-35 |
| Primary APN | 012689 16.7-8-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,159 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Upper Floors Area | 331 sqft |
| Attic | Attic |
| Attic Area | 331 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Porch |
| Porch Area | 136 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600700080350000000 |
|---|---|
| Street Address | 37 FOX AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 75 N-34 E-41 S-83-70 |
| Legal Block | 8 |
| Legal Lot Number | 35.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 FOX AVE, SCHENECTADY, NY 12304-4367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Nov 7, 2018 | Deed of Trust, Mortgage · Commercial Mortgage NBT BANK NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 1993 · Amount on Record |
| Deed Sale | Jun 8, 1993 · Amount on Record |
| Deed Book / Page | 2484 / 1123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 22, 2026 |
| Property Address | 37 FOX AVE, SCHENECTADY, NY 12304-4367 |
| Document Number | 0000017984 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202617984 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | RADIAN TITLE INSURANCE INC, RADIAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 37 FOX AVE, SCHENECTADY, NY 12304-4367 |
| Document Number | 0000017984, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202617984 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 37 FOX AVE, SCHENECTADY, NY 12304-4367 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024685 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | R2018-24685 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12304 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,925.00 (-15.37%) | ||
| 2025 | $4,638.00 (+25.86%) | $84,000 (-) Land $16,800 Building $67,200 | $192,200 (+16.7%) Land $38,440 Building $153,760 |
| 2023 | $84,000 (-) Land $16,800 Building $67,200 | $164,700 (+9.31%) Land $32,940 Building $131,760 | |
| 2022 | $84,000 Land $16,800 Building $67,200 | $150,673 Land $30,135 Building $120,538 | |
| 2021 | $3,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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