37 Flory Ave, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 37 Flory Ave, Stuarts Draft, VA 24477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,611 sqft · built 1910
Lot Size	0.484 acres (21,083 sqft)
Owner	Company Name on Record
Tax Bill	$887 (2026)
Deeds & Mortgages	Sep 2020 Refinance Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084A 5 13`

Property Details

APN / Parcel Number

Primary APN	`084A 5 13`
Alternative APNs	`1644893` `24800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,611 sqft Living Area
Gross Area	1,993 sqft
1st Floor Area	1,010 sqft
Upper Floors Area	411 sqft
Basement Area	1,013 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,083 sqft (0.484 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Deck Area	281 sqft
Balcony Area	8 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37 FLORY AVE
City	STUARTS DRAFT
State	VA
Zip	24477-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL BU
Legal Description	84A-(5)-13 STUARTS DRAFT 0.484 ACRES
Legal Subdivision	STUARTS DRAFT
Jurisdiction	AUGUSTA VA
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3017
Census Tract	71102

Owner

Source: Augusta County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	37 FLORY AVE, STUARTS DRAFT, VA 24477-2944
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITY NATIONAL BANK
Sep 4, 2020	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	37 FLORY AVE, STUARTS DRAFT, VA 24477-2944
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200008538
Date	Sep 18, 2020
Instrument	200008538

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	37 FLORY AVE, STUARTS DRAFT, VA 24477-2944
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200007970
Date	Sep 4, 2020
Instrument	200007970

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Sep 1, 2023
Index	1-Year CMT
Margin	3

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	37 FLORY AVE, STUARTS DRAFT, VA 24477-2944
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008750
Date	Aug 10, 2021
Instrument	210008750

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	37 FLORY AVE, STUARTS DRAFT, VA 24477-2944
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001328
Date	Feb 15, 2022
Instrument	220001328

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$887.00	$170,600 (-) Land $55,000 Building $115,600
2025	$887.00 (+50.34%)	$170,600 (+82.03%) Land $55,000 Building $115,600
2024			$170,600 (+82.03%) Land $55,000 Building $115,600
2023	$590.00	$93,719 Land $35,000 Building $58,719	$93,719 Land $35,000 Building $58,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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