37 Emigrant Ct, Spring Creek, NV 89815 Property Records

Elko County property record for 37 Emigrant Ct, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,488 sqft · built 2001
Lot Size	10 acres (437,778 sqft)
Owner	Individual Name on File
Last Sale	$655,000 (Oct 2024)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Mar 2022 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`077-004-017`

Property Details

APN / Parcel Number

Primary APN	`077-004-017`
Alternative APN	`077-004-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,488 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	2,488 sqft
Basement Area	1,742 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	437,778 sqft
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	312 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	37 EMIGRANT CT
City	SPRING CREEK
State	NV
Zip	89815-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Description	PARCEL 4A FILE 280525,LOCATED IN THE SW4NE4 OF,MDB&M
Legal Range	55E
Legal Township	33N
Legal Section	23
Legal Subdivision	WESTERN HILLS
Legal Block	2
Legal Lot Number	4A
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2014
Census Tract	951202

Owner

37 Emigrant Ct is owned and occupied by an individual who bought it in October 2024.

Source: Elko County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 15, 2021	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage FOUNTAIN HEAD CONSULTING
Nov 15, 2021	Affidavit of Death of Joint Tenant, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Apr 14, 2022	Intrafamily Transfer, Transfer
Aug 15, 2017	Grant Deed, Transfer · Conventional with PMI RONALD WASLOHN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2024 · Amount on File
Deed Sale	Oct 18, 2024 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Document Number	2024842359
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0000804232
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803

Mortgage

Document Number	0000833591
Date	Feb 12, 2024
Instrument	833591

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	895 Months
Due	Sep 24, 2098

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803

Mortgage

Document Number	0000803308
Date	Mar 21, 2022
Instrument	803308

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	918 Months
Due	Sep 24, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Index	1-Year CMT

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Nov 15, 2021
Property Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803
Document Number	0000797458
Instrument Date	Sep 29, 2021
Instrument	797458
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,008.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	782 SPRING VALLEY PKWY, 782, SPRING CREEK, NV 89815-6224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 8395, SPRING CREEK, NV 89815-0007

Mortgage

Document Number	0000797459
Date	Nov 15, 2021
Instrument	797459

Lender

Name	FOUNTAIN HEAD CONSULTING
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKO NV
Recording Date	Nov 15, 2021
Property Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803
Document Number	0000797457
Map Reference	FILE 280525
Instrument Date	Sep 29, 2021
Instrument	797457
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000767809
Date	Apr 27, 2020
Instrument	767809

Lender

Name	ZB NA
Type	Bank
Address	SPRING CREEK, NV 89815

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Apr 14, 2022
Property Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803
Document Number	0000804232
Map Reference	FILE 280525
Instrument Date	Apr 13, 2021
Instrument	804232
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8395, SPRING CREEK, NV 89815-0007

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Aug 15, 2017
Property Address	37 EMIGRANT CT, SPRING CREEK, NV 89815-9803
Document Number	0000729252
Instrument Date	Aug 10, 2017
Instrument	729252
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 EMIGRANT CT SPRING CREEK NV 89815, SPRING CREEK, NV 89815

Mortgage

Document Number	729253
Date	Aug 15, 2017
Instrument	729253

Lender

Name	RONALD WASLOHN
Address	1300 OLIVER RD # 300, FAIRFIELD, CA 94534-3475

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	9.5%

Tax Assessment & Valuation

The 2026 property tax bill for 37 Emigrant Ct was $3,426, up 7.3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00 (+7.3%)	$129,833 (+8.38%) Land $7,879 Building $121,954	$370,951 (+8.38%) Land $22,511 Building $348,440
2025	$3,193.00 (+9.13%)	$119,794 Land $7,879 Building $111,915	$342,269 Land $22,511 Building $319,757
2024	$2,926.00 (+12.37%)
2023	$2,604.00 (+2.84%)	$113,561 (+16.35%) Land $6,332 Building $107,229	$324,460 (+16.35%) Land $18,091 Building $306,369
2022	$2,532.00	$97,606 Land $6,332 Building $91,274	$278,874 Land $18,091 Building $260,783

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 37 Emigrant Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Emigrant Ct is extreme, ranking above 99.6% of the US, with a 7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.6% of the US · above 97.7% of Nevada
Wildfire Likelihood	7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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